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$364,900

Beds
4
Baths
2.0
sq ft
1,762

28038 Cross Creek Dr, Salisbury, MD 21801

28038 Cross Creek Dr

SALISBURY, MD 21801

  • 3 days on market
    • Open house Apr 12
Welcome home! As you walk in through the Foyer, you will find yourself in a large, open concept greater area. Covered by beautiful cathedral ceilings and immense natural light, you could see how this space would be perfect for entertaining, a relaxing day off, or even a movie night with others! This home offers first-floor living at its finest. With a primary suite, 2 spare bedrooms, a full bath, and laundry room all on the first floor, this home caters towards many potential buyers. Upstairs, you will find a large bedroom/loft area with additional storage space in the attic which could easily be converted to living space with the rough ins for plumbing already being there. Home was built in 2021 and has only been lightly lived in since. Along with minimum maintenance, if any, there is an assumable loan currently on the property, which could allow you to pay a significantly lower rate than what's available now. All appliances are electric. Owner does not pay an electric bill and instead pays the monthly payment on a loan for the solar panels.

Details

Property type

Single Family Residence

Est. home value

$353,343

Lot size

0.25 acres

Price per sq ft

$208

Year built

2021

Annual property taxes

$5,085

Monthly HOA fee

$33

Price History

03/28/2025
Bright

Bright #MDWC2017330

Listed
$364,900
+4.29%
07/01/2024
Bright

Bright #MDWC2013354

Removed
$349,900
06/26/2024
Bright

Bright #MDWC2013354

Pending
$349,900

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

WICOMICO COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$46,688
Asking price
$364,900
Closing costs (~8% of asking)
-$29,192
Est. remaining loan balance
-$289,020
Cash to seller
$46,688

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Movement Mortgage

Loan start date

August 2021

Original loan amount

$313,811

Est. remaining balance

$289,020

Interest rate

2.9%

Loan type

FHA, 30 year

Seller

Connor James Phalen

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 2:25 PM

Listing updated: 03/31/2025 at 10:51 AM

Listed by: Marco Smith, EXP Realty, LLC Phone #: (888) 860-7369

MLS: Bright #MDWC2017330

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