tomo logo

$740,000

Beds
3
Baths
2.0
sq ft
1,037

28081 Montecito Unit 7, Laguna Niguel, CA 92677

28081 Montecito Unit 7

Laguna Niguel, CA 92677

  • 1 day on market
    • Open house Apr 12
Welcome to your dream home in the heart of Laguna Niguel! This exquisite 3-bedroom, 2-bathroom, single-level condo is a rare gem, perfectly positioned on a desirable corner lot within the charming Villa Mira community. As you step inside, you'll be captivated by the open-concept floor plan bathed in natural light, exuding an ambiance of warmth and sophistication.The recent top-to-bottom remodel showcases impeccable attention to detail. The kitchen is a culinary delight, featuring crisp white cabinetry, gleaming white quartz countertops, a spacious walk-in pantry, and state-of-the-art stainless steel appliances, including a large farmhouse sink and a newer refrigerator. Adjacent to the kitchen, the expansive great room invites relaxation with its washed brick fireplace, recessed lighting, and a cozy dining area illuminated by a rustic chandelier. The master suite is a tranquil retreat, offering direct access to the generous patio. The en-suite bathroom has been thoughtfully updated with a brand-new double sink vanity topped with quartz counters and new mirrored wardrobe doors. Two additional well-sized bedrooms provide versatile space for family, guests, or a home office. One of these rooms opens to a second, more intimate patio that houses the convenient laundry closet, complete with an included washer and dryer. Throughout the home, luxury vinyl flooring adds a touch of elegance, complemented by new window blinds and modern fixtures. Practical upgrades include all-new toilets, a one-car garage, and ample open parking. The Villa Mira community has recently benefited from significant enhancements, such as PEX piping, fresh exterior paint, and new roofing. Residents enjoy access to two sparkling pools, inviting spas, and a welcoming clubhouse. Beyond the comforts of home, Villa Mira's prime location offers unparalleled convenience. You're just steps away from a variety of shopping and dining options, entertainment venues, and scenic hiking and biking trails. Plus, the pristine beaches of Southern California are only a 10-minute drive away, allowing you to effortlessly embrace the coastal lifestyle. Don't miss this opportunity to experience the perfect blend of modern luxury and community charm. Schedule your private tour today and envision yourself living in this exceptional Laguna Niguel residence.

Details

Property type

Condominium

Est. home value

$671,508

Property condition

Updated/Remodeled

Lot size

Unknown

Price per sq ft

$714

Year built

1984

Monthly HOA fee

$476

Price History

04/05/2025
CRMLS

CRMLS #OC25074798

Listed
$740,000
+15.26%
12/07/2022
CRMLS

CRMLS #OC22240056

Sold
$642,000
+33.75%
01/18/2021
CRMLS

CRMLS #OC20218137

Sold
$480,000
+24.68%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Pool, Curbs, Park, Street Lights, Sidewalks

High school district: 

Capistrano Unified

Number of units in community: 

184

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$263,680
Asking price
$740,000
Closing costs (~8% of asking)
-$59,200
Est. remaining loan balance
-$417,120
Cash to seller
$263,680

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage Llc

Loan start date

November 2020

Original loan amount

$462,962

Est. remaining balance

$417,120

Interest rate

2.87%

Loan type

FHA, 30 year

Seller

Tracey Ball

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/06/2025 at 2:45 PM

Listing updated: 04/06/2025 at 7:05 AM

Listed by: Jason Holmes, Real Broker Phone #: (619) 248-6434

MLS: CRMLS #OC25074798

CRMLS logo

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