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$479,000

Beds
3
Baths
2.0
sq ft
1,709

284 Valley Creek Ln, Banner Elk, NC 28604

284 Valley Creek Ln

Banner Elk, NC 28604

  • 23 days on market
Fully Furnished / Turnkey Home for Sale! Welcome to Hillside on the Creek! Enjoy amazing Grandfather Mountain Views and private access to Valley Creek in this 3 Bed and 2 Bathroom Split Level. The house offers 3 bedroom on the upper level with a Master, a Queen and 4 Twin Bunkbeds along with a full bathroom. On the main level you find an open concept Living Room and Kitchen with a Island Seating, Walnut Cabinetry and Brick Flooring. The lower level offers a Entertainment room, an Office/Craft room and a Full Bathroom. The house is heated by a kerosine monitor heater in the main level with baseboard heaters in each bedroom. Laundry Room and Storage is located at the lower access level that has a second entrance to the house. Huge Yard, Storage Shed, Parking for 4 Vehicles. This home is for Sale as a Turn Key Property and comes fully furnished! Rental History available.

Details

Property type

Single Family Residence

Est. home value

$436,021

Lot size

0.59 acres

Price per sq ft

$281

Year built

1977

Annual property taxes

$1,115

HOA

No

Price History

03/14/2025
HighCountry

HighCountry #254252

Listed
$479,000
-3.23%
10/24/2024
HighCountry

HighCountry #250262

Removed
$495,000
07/11/2024
HighCountry

HighCountry #250262

Price change
$495,000
-5.71%

Schools & Community

Elementary school: 

Banner Elk

Middle school: 

Unknown

High school: 

Avery County

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$212,665
Asking price
$479,000
Closing costs (~8% of asking)
-$38,320
Est. remaining loan balance
-$228,015
Cash to seller
$212,665

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

First National Bank Of Pennsylvania

Loan start date

January 2021

Original loan amount

$252,000

Est. remaining balance

$228,015

Interest rate

2.72%

Loan type

New Conventional, 30 year

Seller

Marcus Decker and Olga Decker

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/07/2025 at 10:00 AM

Listing updated: 03/19/2025 at 8:50 AM

Listed by: Susan Ayers, Clickit Realty Phone #: (888) 875-4218

MLS: HighCountry #254252

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