tomo logo

$575,000

Beds
4
Baths
3.0
sq ft
2,726

3019 Osprey Cir, Panama City, FL 32405

3019 Osprey Cir

Panama City, FL 32405

  • 1 day on market
Welcome to Osprey Cove subdivision! You will love this small private neighborhood located in Central Panama City. This executive home was the 2009 Home Builders Association Display home for the Parade of Homes. The home was built by one of Bay County's most reputable builders Ledman Construction and is listed as a ''SILVER LEVEL GREEN HOME,'' by the Florida Green Building Coalition, and a certified Energy Star home. New updates to home include new roof 2018, new HVAC 2021, new Generac whole house generator with in-ground propane tank 2023, new solar water heater 2024, new pool filter system 2024, new sprinkler system with iron water filter. You will love the crown molding and craftsman style trim in the great room which is perfect for entertaining. The custom kitchen features an abundance of cabinets, granite counter tops, breakfast bar and wine bar. The split floor plan has the master bedroom and an additional bedroom on one side of the home with the other two bedrooms on the opposite side of the home. The large master bedroom features hardwood floors, trayed ceiling along with his and hers walk-in closets. The beautiful master bath features double vanity with granite counter tops, jetted tub, separate tile shower, water closet and an exterior door to the pool. The dining room features coffered ceiling and will hold a large dining table. The spacious laundry room has a tile floor with floor drain! The back yard is the other amazing half of the home. You will love the covered back patio with surround sound speakers, privacy fenced back yard and 6x8 storage building. The in-ground concrete pool features a shallow sunning ledge, handrail, pool cleaning robot and new saltwater pool filter system. Other additional upgrades to this ''green'' home include icynene spray foam insulation in the attic to keep electric bills low, solar water heater with south facing solar panel, double paned vinyl windows with Low E glass, R-19 blown cellulose insulation in all exterior walls and sound proofing insulation between bedrooms and baths. This is a QUALITY built home that is built to last.

Details

Property type

Single Family Residence

Est. home value

$519,431

Lot size

9,714 sq ft

Price per sq ft

$211

Year built

2009

Annual property taxes

$4,376

Monthly HOA fee

$27.5

Price History

01/13/2025
CentralPanhandle

CentralPanhandle #767192

Listed
$575,000
+57.53%
11/21/2014
CentralPanhandle

CentralPanhandle #613412

Sold
$365,000

Schools & Community

Elementary school: 

Hiland Park

Middle school: 

Mowat

High school: 

Mosley

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$416,708
Asking price
$575,000
Closing costs (~8% of asking)
-$46,000
Est. remaining loan balance
-$112,292
Cash to seller
$416,708

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Compass Bank

Loan start date

November 2014

Original loan amount

$292,000

Est. remaining balance

$112,292

Interest rate

3.36%

Loan type

New Conventional, 15 year

Seller

Timothy Ramsden

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/14/2025 at 8:15 PM

Listing updated: 01/13/2025 at 8:50 PM

Listed by: Daryle Burkey, Coldwell Banker Realty Phone #: (850) 234-6696

MLS: CentralPanhandle #767192

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