tomo logo

$413,500

Beds
4
Baths
2.5
sq ft
2,472

302 Neuse Drive, Holly Ridge, NC 28445

302 Neuse Drive

Holly Ridge, NC 28445

  • 36 days on market
    • Price drop $4,500↓
This charming two-story single-family home features an open-concept main level designed for modern living. The spacious living room, highlighted by a cozy fireplace, flows seamlessly into the dining area and eat-in kitchen, creating a perfect space for entertaining. The kitchen is a chef's dream, with elegant granite slab countertops, stainless steel appliances, and a center island that offers both seating and additional storage. The main level also boasts a private primary bedroom with a coffered ceiling, adding an extra touch of luxury. The ensuite 5-piece bathroom includes dual vanities, a soaking tub, and a separate shower, while the walk-in closet provides ample storage. Upstairs, a loft area offers a versatile space perfect for movie nights or a cozy retreat. Completing the home is a convenient 2-car attached garage, providing easy access and plenty of storage space. This well-appointed home combines functionality with comfort, offering an ideal living space for any family. The propane tank has never been used by the sellers.

Details

Property type

Single Family Residence

Est. home value

$388,366

Lot size

0.37 acres

Price per sq ft

$168

Year built

2020

Annual property taxes

$3,182.02

HOA fee

$150

Price History

01/10/2025
NorthCarolinaRegional

NorthCarolinaRegional #100480616

Price change
$413,500
-1.08%
12/19/2024
NorthCarolinaRegional

NorthCarolinaRegional #100480616

Listed
$418,000
+4.53%
05/30/2024
NorthCarolinaRegional

NorthCarolinaRegional #100442142

Sold
$399,900
+44.59%

Schools & Community

Elementary school: 

Dixon

Middle school: 

Dixon

High school: 

Dixon

High school district: 

Onslow

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$123,176
Asking price
$413,500
Closing costs (~8% of asking)
-$33,080
Est. remaining loan balance
-$257,244
Cash to seller
$123,176

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Gateway First Bank

Loan start date

October 2020

Original loan amount

$283,864

Est. remaining balance

$257,244

Interest rate

2.96%

Loan type

VA, 30 year

Seller

David Anthony Smith

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/23/2025 at 7:50 PM

Listing updated: 01/10/2025 at 9:52 AM

Listed by: Scott Baker, Trelora Realty Inc. Phone #: (984) 389-8600

MLS: NorthCarolinaRegional #100480616

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