tomo logo

$598,000

Beds
3
Baths
2.0
sq ft
1,456

303 Bay Shore Dr, Panama City Beach, FL 32407

303 Bay Shore Dr

Panama City Beach, FL 32407

  • 18 days on market
# Waterfront Dream Home in Bay County## Charming Ranch-Style Home with Canal and Bay AccessWelcome to your new sanctuary in the peaceful First Neighborhood of Bay County! This delightful waterfront property combines comfort, charm, and convenience for those who appreciate the calming allure of coastal living.## Key Features- **Location**: Nestled along a serene canal with direct access to the bay, this property allows you to embrace the water lifestyle. Reach the bay by boat in just five minutes!- **Home Style**: This inviting ranch-style home features three generous bedrooms and two cozy bathrooms, making it an ideal choice for families or anyone seeking a tranquil retreat.- **Outdoor Amenities**: - **Renovated Dock and Boatlift**: Experience effortless access to the water with a newly updated dock and boatlift, perfect for your aquatic adventures. - **Covered Parking**: Ample covered parking space ensures your vehicles are sheltered from the elements. - **Spacious Covered Back Patio**: This expansive outdoor area is perfect for barbecues and gatherings, providing a wonderful setting for entertaining friends and family while enjoying picturesque waterfront views.## Additional Highlights- **Interior Design**: The home features a welcoming open floor plan filled with natural light, creating a bright and airy atmosphere.- **Recent Upgrades**: Thoughtful renovations have introduced fresh fixtures and finishes, ensuring a comfortable, move-in-ready experience.## Embrace the Coastal LifestyleThis Bay County treasure offers not just a home, but a lifestyle. Whether you are a passionate boater, a nature lover, or someone who simply relishes the peace of waterfront living, this property fulfills all your wishes.Seize the opportunity to own this charming piece of paradise. Contact us today to arrange a viewing and begin your journey to waterfront living!

Details

Property type

Single Family Residence

Est. home value

$448,928

Lot size

8,799 sq ft

Price per sq ft

$411

Year built

1962

HOA

No

Price History

12/03/2024
CentralPanhandle

CentralPanhandle #765776

Listed
$598,000
+113.57%
05/12/2017
CentralPanhandle

CentralPanhandle #654166

Sold
$280,000
+22.27%
11/02/2016
CentralPanhandle

CentralPanhandle #650316

Sold
$229,000

Schools & Community

Elementary school: 

Walsingham Academy

Middle school: 

Breakfast Point

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$273,200
Asking price
$598,000
Closing costs (~8% of asking)
-$47,840
Est. remaining loan balance
-$276,960
Cash to seller
$273,200

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Navy Fcu

Loan start date

April 2022

Original loan amount

$291,698

Est. remaining balance

$276,960

Interest rate

3.76%

Loan type

VA, 30 year

Seller

Lance E Howarth and Kimberly Howarth

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 12/22/2024 at 5:20 AM

Listing updated: 12/03/2024 at 7:10 PM

Listed by: Jason R Maddux, Bay to 30A Realty Phone #: (850) 532-9449

MLS: CentralPanhandle #765776

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