tomo logo

$549,900

Beds
3
Baths
2.0
sq ft
1,613

198 Laird Cir, Panama City, FL 32408

198 Laird Cir

Panama City, FL 32408

  • 9 days on market
Priced for a quick sale! It is nearly impossible to find a lot of this size on Panama City Beach, don't miss this rare opportunity to own a partially renovated home on 1.61 acres in the heart of Panama City Beach! Offering a blend of privacy, space, and potential, this property is perfect for those looking to customize their dream home or enjoy a private retreat just minutes from the beach. This home has a solid start with updated flooring in some areas and additional improvements throughout, ready for your finishing touches. Ask your agent for the full list of work that has already been performed. Enjoy the tranquility of a private setting with no HOA, while being just a short drive from beaches, shopping, dining, and top local attractions. Whether you're looking for a fixer-upper with land and potential or an investment opportunity in one of Florida's most desirable areas, this unique property is a must-see!

Details

Property type

Single Family Residence

Est. home value

$491,680

Lot size

1.16 acres

Price per sq ft

$341

Year built

1979

Annual property taxes

$2,361

HOA

No

Price History

02/13/2025
CentralPanhandle

CentralPanhandle #768802

Listed
$549,900
+147.7%
07/28/2015
CentralPanhandle

CentralPanhandle #625733

Sold
$222,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Whitney Bank

Loan start date

April 2023

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

6.73%

Loan type

Credit Line (Revolving)

Seller

Shelli L Savage and Johnathan M Savage

Lender

Quicken Loans Llc

Loan start date

June 2021

Original loan amount

$269,000

Est. remaining balance

$247,879

Interest rate

2.94%

Loan type

New Conventional, 30 year

Seller

Johnathan Michael Savage and Shelli Loette Savage

Lender

Capital City Bank

Loan start date

July 2015

Original loan amount

$217,979

Est. remaining balance

$174,732

Interest rate

4.04%

Loan type

FHA, 30 year

Seller

Johnathan Michael Savage and Shelli Loette Savage

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 6:20 PM

Listing updated: 02/13/2025 at 7:50 PM

Listed by: Christopher C Jennings, Bay to 30A Realty Phone #: (850) 532-9449

MLS: CentralPanhandle #768802

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