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$229,900

Beds
3
Baths
2.0
sq ft
1,216

306 West Second Street, Cherryville, NC 28021

306 West Second Street

Cherryville, NC 28021

  • 48 days on market
    • Price drop $9,100↓
Step into this delightful 3-bedroom, 2-bathroom home, built in 1946, blending classic charm with modern comfort. Nestled in the heart of Cherryville, NC, this home boasts original character with beautiful hardwood floors, timeless architectural details, and a cozy atmosphere. The spacious living area is perfect for relaxing or entertaining, while the kitchen offers ample cabinet space and modern conveniences. The second floor suite features a private bath, and the additional bedrooms provide flexibility for guests, an office, or a hobby space. Outside, enjoy a large backyard with plenty of room for outdoor activities, gardening, or creating your own oasis. Conveniently located near local shops, dining, and parks, this home is a fantastic opportunity for anyone looking for small-town charm with easy access to modern amenities. Don’t miss out on this classic Cherryville gem—schedule a showing today!

Details

Property type

Single Family Residence

Est. home value

$213,932

Lot size

Unknown

Price per sq ft

$190

Year built

1946

Price History

04/01/2025
CanopyMLS

CanopyMLS #4222761

Price change
$229,900
-3.81%
03/08/2025
CanopyMLS

CanopyMLS #4222761

Price change
$239,000
-0.42%
02/14/2025
CanopyMLS

CanopyMLS #4222761

Listed
$240,000
+37.14%

Schools & Community

Elementary school: 

Cherryville

Middle school: 

John Chavis

High school: 

Cherryville

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$121,208
Asking price
$229,900
Closing costs (~8% of asking)
-$18,392
Est. remaining loan balance
-$90,300
Cash to seller
$121,208

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

R M K Financial Corp

Loan start date

May 2017

Original loan amount

$107,063

Est. remaining balance

$90,300

Interest rate

4.1%

Loan type

New Conventional, 30 year

Seller

In Damon C Stephens and Rhonda P Stephens

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/04/2025 at 8:05 AM

Listing updated: 04/01/2025 at 12:17 PM

Listed by: Quin Byers, ERA Live Moore Phone #: (704) 393-0048

MLS: CanopyMLS #4222761

CanopyMLS logo

Recently listed in Cherryville