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$339,000

Beds
4
Baths
2.5
sq ft
2,546

314 Isabelle Street, New Bern, NC 28560

314 Isabelle Street

New Bern, NC 28560

  • 98 days on market
    • Price drop $5,000↓
ASSUMABLE VA Loan at only 2.75%! Welcome to this charming 4-bedroom, 2.5-bathroom home located in the waterfront community of Lake Tyler subdivision. This home sits on a low-maintenance lot with a paved driveway, a two-car garage, and a covered front porch. Inside, you'll find vinyl flooring throughout the main living areas. To the left of the entryway is a versatile room that can be used as a formal dining area or office. The living space features an open floor plan with a kitchen island overlooking the living area, which has a cozy corner gas fireplace and plenty of natural light from the windows. The kitchen boasts granite countertops, an island with storage, and stainless steel appliances. The primary bedroom is on the first floor and includes a walk-in closet and a deluxe ensuite bathroom with dual sinks, a walk-in shower, and a linen closet. The laundry room and a half bath are also conveniently located on the first floor. Upstairs, the remaining bedrooms have plush carpet, are generously sized, and share a full bathroom. There's also a large bonus room and a loft for additional living space. You will enjoy your summer out back in the fully fenced backyard with a concrete patio great for grilling and outdoor gatherings. Grab your boat because this subdivision is nestled between the Neuse and Trent river giving you easy access to the water! The community offers a pool, clubhouse, a 28 acre lake with piers for easy access and over 2 miles of walking trails. Minutes from the Pamlico Sound and Historic Downtown New Bern. A short drive to MCAS Cherry Point!

Details

Property type

Single Family Residence

Est. home value

$356,284

Lot size

6,098 sq ft

Price per sq ft

$134

Year built

2020

Annual property taxes

$2,605.22

HOA fee

$500

Price History

08/15/2024
NorthCarolinaRegional

NorthCarolinaRegional #100450223

Price change
$339,000
-1.45%
07/27/2024
NorthCarolinaRegional

NorthCarolinaRegional #100450223

Price change
$344,000
-1.43%
07/14/2024
NorthCarolinaRegional

NorthCarolinaRegional #100450223

Price change
$349,000
-0.29%

Schools & Community

Elementary school: 

Oaks Road

Middle school: 

West Craven

High school: 

Unknown

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$98,806
Asking price
$339,000
Closing costs (~8% of asking)
-$27,120
Est. remaining loan balance
-$213,074
Cash to seller
$98,806

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Guaranteed Rate Inc

Loan start date

August 2020

Original loan amount

$233,244

Est. remaining balance

$213,074

Interest rate

3.07%

Loan type

VA, 30 year

Seller

Ryan Szczypinski

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/18/2024 at 9:00 PM

Listing updated: 08/14/2024 at 8:39 PM

Listed by: Meg Underwood, Realty ONE Group East Phone #: (252) 229-9849

MLS: NorthCarolinaRegional #100450223

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