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$387,900

Beds
3
Baths
2.5
sq ft
2,082

314 Terrace Place, Lincolnton, NC 28092

314 Terrace Place

Lincolnton, NC 28092

  • 86 days on market
    • Price drop $2,000↓
GREAT HOUSE WITH SALT WATER POOL IN CONVENIENT LOCATION - Full brick home with 3 bedrooms and 2 1/2 baths located in a quiet cul-de-sac. Updated plumbing and electrical; Whole home surge protector; ADT security and Ring doorbell; Large eat-in kitchen and dinning room area; Great room with gas log fireplace in the basement; Primary bedroom with full bath; Lots of storage areas; Sunroom with heat and air; 16 x 32 salt water pool (installed in 2020), Metal sides with vermiculite bottom, pool robot and extras to convey; Fenced yard; Wired outbuilding. So much to offer!

Details

Property type

Single Family Residence

Est. home value

$360,313

Lot size

Unknown

Price per sq ft

$187

Year built

1968

Price History

10/16/2024
CanopyMLS

CanopyMLS #4171904

Price change
$387,900
-0.51%
10/09/2024
CanopyMLS

CanopyMLS #4171904

Price change
$389,900
-1.27%
08/31/2024
CanopyMLS

CanopyMLS #4171904

Price change
$394,900
-1.25%

Schools & Community

Elementary school: 

S. Ray Lowder

Middle school: 

Lincolnton

High school: 

Lincolnton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$158,831
Asking price
$387,900
Closing costs (~8% of asking)
-$31,032
Est. remaining loan balance
-$198,037
Cash to seller
$158,831

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Movement Mortgage

Loan start date

July 2019

Original loan amount

$220,924

Est. remaining balance

$198,037

Interest rate

3.82%

Loan type

FHA, 30 year

Seller

David Wayne Brown and Sara Amanda Brown

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/08/2024 at 1:35 PM

Listing updated: 10/16/2024 at 7:04 PM

Listed by: Diane Dick, Apple Realty of Lincolnton Phone #: (704) 736-9559

MLS: CanopyMLS #4171904

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Recently listed in Lincolnton