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$417,000

Beds
3
Baths
2.0
sq ft
1,618

319 Elm Street, Belmont, NC 28012

319 Elm Street

Belmont, NC 28012

  • 129 days on market
    • Price drop $3,000↓
***SELLER IS OFFERING $7,000 CREDIT to assist with buyer closing costs or rate buydown!!*** Located in the heart of Belmont, just a half mile from Main St, you'll find this well maintained 3 bed, 2 bath ranch w/ NO HOA! Enter into the great room w/ vaulted ceilings, beautiful wood flooring and a gas fireplace. Spacious kitchen w/ granite counter tops, stainless steel appliances, a breakfast area w/ bay windows, & adjacent dining room. Primary bedroom has a tray ceiling, en suite, built-in desk, walk-in closet and it's own gas fireplace! 2nd bedroom has large arch top window that provides natural light and would make a great home office. The fenced in backyard provides entertaining options w/ an elevated deck off the great room as well as an over-sized partially covered patio on the side w/ access to the 2 car garage. HVAC & water heater (2021), Roof (2023), Freshly painted interior. Conveniently located to: I-85, Belmont Abbey College, CaroMont hospital, I-485, CLT Airport & USNWC!

Details

Property type

Single Family Residence

Est. home value

$388,302

Lot size

Unknown

Price per sq ft

$258

Year built

2004

Price History

09/05/2024
CanopyMLS

CanopyMLS #4144661

Price change
$417,000
-0.71%
08/16/2024
CanopyMLS

CanopyMLS #4144661

Price change
$420,000
-1.18%
08/08/2024
CanopyMLS

CanopyMLS #4144661

Price change
$425,000
-1.16%

Schools & Community

Elementary school: 

Belmont Central

Middle school: 

Belmont

High school: 

South Point (NC)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$152,446
Asking price
$417,000
Closing costs (~8% of asking)
-$33,360
Est. remaining loan balance
-$231,194
Cash to seller
$152,446

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Rocket Mortgage Llc

Loan start date

September 2021

Original loan amount

$247,500

Est. remaining balance

$231,194

Interest rate

2.87%

Loan type

New Conventional, 30 year

Seller

James Yourk

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 10/05/2024 at 7:55 PM

Listing updated: 09/05/2024 at 12:33 PM

Listed by: Kris Hempel, NorthGroup Real Estate LLC Phone #: (704) 412-2804

MLS: CanopyMLS #4144661

CanopyMLS logo

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