tomo logo

$399,000

Beds
3
Baths
2.0
sq ft
1,993

322 Harbor Trl, Deltona, FL 32725

322 Harbor Trl

ENTERPRISE, FL 32725

  • 8 days on market
Tucked away in the serene and picturesque Stone Island Estates, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of character, modern upgrades, and Florida living at its finest. With access to the St. Johns River and Lake Monroe, enjoy boating, fishing, skiing, horseback riding, tennis, and year-round community events right in your neighborhood. Inside, the home features a split floor plan designed for privacy and comfort. The cathedral ceiling, skylights, and dual fireplace add warmth and charm, while modern upgrades make this home truly move-in ready. The kitchen was fully remodeled with new cabinets, countertops, and stainless steel appliances, creating a stylish and functional space for cooking and entertaining. Recent updates include a new roof (2022), new master shower (2024), and a new water heater (2021), Additional enhancements throughout the home include new ceiling fans, and new stain-proof carpet in the second living room (2023). Outside, the fence (installed in 2021) provides privacy, and the newer gutters and fresh paint inside and out add to the home's appeal. Unwind in the oversized screened porch, where you can take in the peaceful sounds of nature and admire the lush landscaping. A generator connection is ready for use, offering extra peace of mind. Located just minutes from I-4, the 417/429 beltways, Orlando, Sanford, and Daytona Beach airports, as well as world-class attractions and beaches, this home offers the perfect balance of tranquility and convenience.

Details

Property type

Single Family Residence

Est. home value

$386,110

Lot size

0.36 acres

Price per sq ft

$201

Year built

1990

Annual property taxes

$4,546

Monthly HOA fee

$54.17

Price History

03/20/2025
StellarMLS

StellarMLS #O6292013

Listed
$399,000
+35.25%
12/14/2020
StellarMLS

StellarMLS #O5901040

Sold
$295,000
+13.03%
06/05/2006
StellarMLS

StellarMLS #V4592929

Sold
$261,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Stable(s), Park, Playground, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$153,713
Asking price
$399,000
Closing costs (~8% of asking)
-$31,920
Est. remaining loan balance
-$213,367
Cash to seller
$153,713

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Movement Mortgage

Loan start date

December 2020

Original loan amount

$236,000

Est. remaining balance

$213,367

Interest rate

2.81%

Loan type

New Conventional, 30 year

Seller

Donald R Koch Jr and Asheigh J Koch

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/28/2025 at 6:40 AM

Listing updated: 03/26/2025 at 1:25 PM

Listed by: Chase Tate, PLLC, COMPASS FLORIDA LLC Phone #: (407) 203-9441

MLS: StellarMLS #O6292013

StellarMLS logo

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