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$399,900

Beds
3
Baths
2.0
sq ft
1,823

325 Oxbow Circle, Mount Holly, NC 28120

325 Oxbow Circle

Mount Holly, NC 28120

  • Pending
Welcome to this beautiful, move-in ready home in the desirable River Park community of Mount Holly. Designed for modern living, this single-story gem features an open-concept layout with inviting neutral tones, wide plank flooring, and whole-home blinds. Kitchen features ample cabinetry, subway tile backsplash, granite counters, stainless steel appliances, including a gas range, spacious island with seating and pantry. The kitchen seamlessly flows into the adjoining dining area and family room, making it perfect for relaxing or entertaining. The spacious primary includes a walk-in closet and ensuite bath. Two additional beds, full bath, laundry and dedicated home office with French doors offer both flexibility and convenience - ideal for those who work from home. Step out to enjoy the fenced backyard with a patio. Enjoy resort-style amenities, including a clubhouse, pool and playground. The location is unbeatable - minutes from Uptown Charlotte, Downtown Mount Holly, I-85 and I-485.

Details

Property type

Single Family Residence

Est. home value

$397,648

Lot size

Unknown

Price per sq ft

$220

Year built

2021

Monthly HOA fee

$50

Price History

04/02/2025
CanopyMLS

CanopyMLS #4231959

Pending
$399,900
03/14/2025
CanopyMLS

CanopyMLS #4231959

Listed
$399,900
12/09/2024
CanopyMLS

CanopyMLS #4200715

Removed
$399,900
-1.26%

Schools & Community

Elementary school: 

Pinewood Gaston

Middle school: 

Mount Holly

High school: 

Stuart W Cramer

Community features: 

Clubhouse, Playground, Sidewalks, Street Lights

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$90,742
Asking price
$399,900
Closing costs (~8% of asking)
-$31,992
Est. remaining loan balance
-$277,166
Cash to seller
$90,742

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Umortgage Llc

Loan start date

June 2023

Original loan amount

$283,000

Est. remaining balance

$277,166

Interest rate

6.35%

Loan type

VA, 30 year

Seller

Christopher Lake Lowman and Elizabeth Kay Lowman Warding

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Pending/Under Contract

Tomo last checked: 04/03/2025 at 4:35 AM

Listing updated: 04/02/2025 at 4:20 PM

Listed by: Pete Dorninger, Redfin Corporation Phone #: (877) 973-3346

MLS: CanopyMLS #4231959

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