tomo logo

$399,900

Beds
3
Baths
2.0
sq ft
1,823

325 Oxbow Circle, Mount Holly, NC 28120

325 Oxbow Circle

Mount Holly, NC 28120

  • 6 days on market
Beautiful, meticulously maintained home in the sought-after River Park community in Mount Holly. This single-story residence boasts an open concept layout with inviting neutral paint, wide plank flooring, and whole home blinds. Kitchen features plentiful storage, subway tile backsplash, granite countertops, stainless steel appliances including a gas range, large island with seating, and pantry. Adjoining dining area and family room are perfect for relaxing or entertaining. Spacious primary bedroom has a walk-in closet and an ensuite bathroom. There are two additional bedrooms, a full bathroom, laundry room, and dedicated office with French doors, which is perfect for those working from home. Fenced backyard includes a patio, ideal for outdoor enjoyment. Community amenities include a clubhouse, pool, and playground. Conveniently located near Uptown Charlotte, Downtown Mount Holly, I-85, I-485, the White Water Center, shopping, and dining.

Details

Property type

Single Family Residence

Est. home value

$397,648

Lot size

Unknown

Price per sq ft

$220

Year built

2021

Monthly HOA fee

$50

Price History

11/15/2024
CanopyMLS

CanopyMLS #4158163

Removed
$405,000
+1.28%
11/15/2024
CanopyMLS

CanopyMLS #4200715

Listed
$399,900
-1.26%
10/08/2024
CanopyMLS

CanopyMLS #4158163

Price change
$405,000
-1.22%

Schools & Community

Elementary school: 

Pinewood Gaston

Middle school: 

Mount Holly

High school: 

Stuart W Cramer

Community features: 

Clubhouse, Playground, Sidewalks, Street Lights

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$89,294
Asking price
$399,900
Closing costs (~8% of asking)
-$31,992
Est. remaining loan balance
-$278,614
Cash to seller
$89,294

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Umortgage Llc

Loan start date

June 2023

Original loan amount

$283,000

Est. remaining balance

$278,614

Interest rate

6.35%

Loan type

VA, 30 year

Seller

Christopher Lake Lowman and Elizabeth Kay Lowman Warding

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/22/2024 at 1:05 PM

Listing updated: 11/19/2024 at 1:45 PM

Listed by: Pete Dorninger, Redfin Corporation Phone #: (877) 973-3346

MLS: CanopyMLS #4200715

CanopyMLS logo

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