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$229,000

Beds
3
Baths
1.5
sq ft
2,053

3321 Ridgeway St, Reading, PA 19605

3321 Ridgeway St

READING, PA 19605

  • 11 days on market
Charming semi-detached stucco home featuring three private bedrooms, one and a half baths, a laundry room on the main level, and a finished basement with a lot of possibilities. Enjoy efficient gas heating throughout the seasons. The property boasts a detached one-car garage and a well-maintained yard, perfect for outdoor relaxation or gardening. A cozy and functional home ready for modern living. Call today!

Details

Property type

Duplex

Est. home value

$209,589

Lot size

2,178 sq ft

Price per sq ft

$112

Year built

1930

Annual property taxes

$3,025

HOA

No

Price History

01/05/2025
Bright

Bright #PABK2052134

Listed
$229,000
+44.03%
07/31/2020
Bright

Bright #PABK357468

Sold
$159,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

MUHLENBERG

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$69,253
Asking price
$229,000
Closing costs (~8% of asking)
-$18,320
Est. remaining loan balance
-$141,427
Cash to seller
$69,253

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Residential Mortgage Services

Loan start date

July 2020

Original loan amount

$156,120

Est. remaining balance

$141,427

Interest rate

3.21%

Loan type

FHA, 30 year

Seller

Matthew W Snyder and Alisa L Martin

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/07/2025 at 4:00 PM

Listing updated: 01/05/2025 at 6:29 AM

Listed by: CHRISTINE MCAFEE, Coldwell Banker Realty Phone #: (717) 272-8781

MLS: Bright #PABK2052134

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