tomo logo

$799,999

Beds
3
Baths
2.0
sq ft
1,326

344 Bay St, Palm Harbor, FL 34683

344 Bay St

PALM HARBOR, FL 34683

  • 1 day on market
Pre-Construction. To be built. Exceptional Modern Coastal Home in Ozona! Known for it's charming small-town feel, waterfront dining and easy access to the Gulf of Mexico, Ozona is an exceptional location. This new construction home features an open floor plan with a spacious great room flowing into the kitchen—perfect for entertaining. The large primary suite offers a walk-in closet, private bathroom with double sinks, and a walk-in shower. Two additional sizable bedrooms share a full bath with a tub/shower combo. Additional features include an indoor laundry room, granite countertops, luxury flooring, high ceilings, wood cabinets, and hurricane-rated impact windows and doors. The fully sodded lot includes professional landscaping, an irrigation system, and a potential multi-car garage with ample storage space and room for a golf cart. Builder has other plans available that will fit this lot. No HOA or CDD fees! Other floor plans available for this homesite. Other plans are available for this homesite, as well as other lots located in Dunedin, Crystal Beach & Palm Harbor - Call for information

Details

Property type

Single Family Residence

Est. home value

$406,640

Property condition

New Construction

Lot size

4,500 sq ft

Price per sq ft

$604

Year built

2025

Annual property taxes

$5,571.99

HOA

No

Price History

03/04/2025
StellarMLS

StellarMLS #TB8356067

Listed
$799,999
+390.8%
03/02/2010
StellarMLS

StellarMLS #U7448104

Sold
$163,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$661,793
Asking price
$799,999
Closing costs (~8% of asking)
-$64,000
Est. remaining loan balance
-$74,206
Cash to seller
$661,793

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Franklin American Mortgage Co

Loan start date

March 2010

Original loan amount

$109,000

Est. remaining balance

$74,206

Interest rate

5.06%

Loan type

New Conventional, 30 year

Seller

Stephen L Phillips and Caren Wood Phillips

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/05/2025 at 10:35 PM

Listing updated: 03/05/2025 at 11:03 AM

Listed by: Joseph Vardakis, SELECT PROPERTIES INC Phone #: (727) 934-4099

MLS: StellarMLS #TB8356067

StellarMLS logo

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