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$817,500

Beds
4
Baths
3.5
sq ft
3,143

345 Spicer Lake Drive, Holly Ridge, NC 28445

345 Spicer Lake Drive

Holly Ridge, NC 28445

  • 18 days on market
Stunning Coastal Retreat in a Premier Waterfront Community! Escape to paradise in this breathtaking coastal-style home, nestled in an exclusive ''Gated'' waterfront community brimming with amenities! The clubhouse feels like it could be located at Martha's Vineyard, gigantic community pool, pickle ball, boat access, day dock, boat ramp, nature trails, and a fitness center you wouldn't expect to find in a private community, plus much more. This charming oasis offers the perfect blend of luxury, relaxation, and the coastal living vibe, featuring spacious open-concept living areas, sun-drenched rooms, and stunning water views. Expansive deck/patio perfect for outdoor entertaining, fully fenced backyard, whole house generator powered by an inground propane tank, allowing the storm season to come and go without the extra anxiety of sitting in a hot house, or losing 2 cartons of eggs. The primary bathroom leaves you wanting for not, and the ground floor is a perfect media area, teenager hangout or even suitable for the in laws given the extra bedroom, full bath, large sitting room, but more importantly the absence of stairs. I assure you, once you step inside, you will not believe your in Holly Ridge, NC. Book your private showing, as homes in the coveted community leave the market fast, but especially homes with this view, detail, and Generators!!!

Details

Property type

Single Family Residence

Est. home value

$626,817

Lot size

8,712 sq ft

Price per sq ft

$261

Year built

2022

HOA fee

$1,760

Price History

03/14/2025
NorthCarolinaRegional

NorthCarolinaRegional #100494582

Listed
$817,500
+10.92%
04/08/2024
NorthCarolinaRegional

NorthCarolinaRegional #100428404

Sold
$737,000
+36.43%
07/29/2022
NorthCarolinaRegional

NorthCarolinaRegional #100281770

Sold
$540,201.01

Schools & Community

Elementary school: 

Coastal Elementary

Middle school: 

Dixon

High school: 

Dixon

Community features: 

Pool

High school district: 

Onslow

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$254,027
Asking price
$817,500
Closing costs (~8% of asking)
-$65,400
Est. remaining loan balance
-$498,073
Cash to seller
$254,027

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Angel Oak Home Loans Llc

Loan start date

July 2022

Original loan amount

$518,525

Est. remaining balance

$498,073

Interest rate

5.23%

Loan type

VA, 30 year

Seller

Aaron Ritter and Sarah Ritter

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 4:20 PM

Listing updated: 03/23/2025 at 3:26 PM

Listed by: Garrett D Cox, Coastal Realty Associates, LLC Phone #: (910) 928-8036

MLS: NorthCarolinaRegional #100494582

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