tomo logo

$529,900

Beds
4
Baths
2.5
sq ft
2,887

354 Oliver Ridge Ln, Troy, VA 22974

354 Oliver Ridge Ln

TROY, VA 22974

  • 32 days on market
    • Price drop $10,000↓
Seller is offering $10K towards purchaser's closing costs! Beautifully maintained home on a large 2 acre lot, no HOA! In a quiet cul-de-sac, this lot is one of the most desirable in the neighborhood. Every square inch is usable. In this 4 Bed, 2.5 Bath house, you'll find a very versatile and desirable floor plan that works for everyone. For added quality, this home was built by custom homebuilder Gibson homes. Upon entering the home, you'll find hardwood floors on the main level. For those who wish to work from home, a light-filled office. A grand vaulted ceiling in the living room. Cozy up in front of the gas FP this winter. With all the windows and open spaced lot, this home receives plenty of natural light all year round. There are beautiful maple cabinets, stainless steel appliances, & low maintenance counter tops in the kitchen. Spacious Master suite on the main level. There are 3 huge bedrooms on the 2nd floor. The open back deck is perfect for entertaining family & friends, & the fenced-in yard is ideal for pets & young children. The large 2-car garage can serve as extra storage or workshop. The location is convenient to I-64 & Zion Crossroads. Charlottesville and UVA are only a 20/25 mins drive. High Speed Fiber internet!,Formica Counter,Maple Cabinets,Fireplace in Living Room

Details

Property type

Single Family Residence

Est. home value

$539,946

Lot size

2.00 acres

Price per sq ft

$184

Year built

2007

Annual property taxes

$4,248.7

HOA

No

Price History

12/15/2024
Bright

Bright #658933

Price change
$529,900
-1.85%
12/09/2024
Bright

Bright #658933

Price change
$539,900
-1.82%
11/20/2024
Bright

Bright #658933

Listed
$549,900
+50.7%

Schools & Community

Elementary school: 

CENTRAL

Middle school: 

FLUVANNA

High school: 

FLUVANNA

School district: 

FLUVANNA COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Residential Mortgage Solutions

Loan start date

August 2017

Original loan amount

$312,728

Est. remaining balance

$267,082

Interest rate

3.96%

Loan type

New Conventional, 30 year

Seller

Barry Keith Richards

Lender

Ally Capital Corp

Loan start date

August 2011

Original loan amount

$274,179

Est. remaining balance

$195,221

Interest rate

4.5%

Loan type

New Conventional, 30 year

Seller

Barry K Richards and Cynthia L Richards

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 12/22/2024 at 6:45 AM

Listing updated: 12/15/2024 at 9:39 AM

Listed by: BRADLEY J PITT, KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE Phone #: (434) 220-2200

MLS: Bright #658933

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