tomo logo

$640,000

Beds
4
Baths
2.5
sq ft
2,607

3560 Summerpoint Xing, Cumming, GA 30028

3560 Summerpoint Xing

Cumming, GA 30028

  • 7 days on market
$10K CLOSING COSTS TO AN APPROVED BUYER. USDA APPROVED! NO DOWN PAYMENT REQUIRED IN GORGEOUS CUMMING GA! This former Builder's Model has been meticulously maintained and boasts over 2,600 sq. ft. of pristine living space with high-end finishes and upgrades throughout. Perfect for entertaining, and plenty of thoughtful touches elevate the style of this home. Bonus: 1% OF BUYERS CLOSING COSTS PAID with the use of the seller's preferred lender Security National Bank. Key Features of the home: *4-SEASON SUNROOM: Fills the home with natural light, ideal for morning meditation, evening relaxation, or intimate gatherings. *5-ZONE RAINBIRD SPRINKLER SYSTEM is perfectly set on the 72' x 24' landscaped backyard. Perfect for nourishing those stunning spring blooms. *HUMIDITY-SENSING VENTS in every bathroom and laundry room to reduce moisture. *240-VOLT OUTLET IN THE GARAGE FOR EV CHARGING *RING CAMERA SECURITY SYSTEM STAYS FOR A SENSE OF EASE *STUNNING LAVATORY TILES IN ALL BATHROOMS *CUSTOM MASTER WALK IN CLOSET - designed for luxury and organization. *UPGRADED SHELVING UNITS IN OFFICE AND KITCHEN Plus: *Great schools *Easy access to Atlanta just 30 minutes from downtown, offering the best of suburban living with city access. *Close to Sawnee Mountain and Lake Lanier for outdoor adventures. *Explore the nearby Cumming City Center for shopping, dining, and exciting cultural events. *Enjoy nature and recreation while being just minutes from the vibrant city life. Schedule Your Private Tour Today!

Details

Property type

Single Family Residence

Est. home value

$559,880

Lot size

0.23 acres

Price per sq ft

$246

Year built

2019

Annual property taxes

$3,922

HOA fee

$825

Price History

03/28/2025
GeorgiaMLS

GeorgiaMLS #10457591

Removed
$640,000
03/28/2025
FMLS

FMLS #7549911

Listed
$640,000
03/17/2025
GeorgiaMLS

GeorgiaMLS #10457591

Price change
$640,000
-5.17%

Schools & Community

Elementary school: 

Poole's Mill

Middle school: 

Liberty - Forsyth

High school: 

North Forsyth

Community features: 

Playground, Pool, Sidewalks, Street Lights

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$291,875
Asking price
$640,000
Closing costs (~8% of asking)
-$51,200
Est. remaining loan balance
-$296,925
Cash to seller
$291,875

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Loan Depot Com

Loan start date

May 2020

Original loan amount

$330,600

Est. remaining balance

$296,925

Interest rate

3.33%

Loan type

New Conventional, 30 year

Seller

Leroy Washington

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
FMLS
$625,000
4 bd
|
2.5 ba
|
2,596 sq ft
|
House

7955 Welch Ml, Ball Ground, GA 30107

Sold
FMLS
$600,000
4 bd
|
2.5 ba
|
House

4560 Sandy Creek Dr, Cumming, GA 30028

Price drop
FMLS
$690,000
4 bd
|
3 ba
|
House

2890 Canter Meadow Dr, Cumming, GA 30040

Status: Active

Tomo last checked: 04/04/2025 at 3:35 PM

Listing updated: 03/29/2025 at 9:46 AM

Listed by: Pamela Mason, First United Realty of Atlanta, LLC. Phone #: (770) 650-2825

MLS: FMLS #7549911

FMLS logo

Recently listed in Cumming

$1,149,000|6 bd|6.0 ba|House
$850,000|5 bd|3.0 ba|House
$639,000|4 bd|3.5 ba|House
$755,000|4 bd|3.5 ba|House
$875,500|4 bd|4.5 ba|House
$975,000|5 bd|4.5 ba|House
$559,000|4 bd|3.5 ba|House
$349,900|2 bd|1.0 ba|House
$450,000|4 bd|2.0 ba|House