3600 Biltmore Dr, Panama City, FL 32408

Experience unparalleled value in this stunning waterfront home, perfect for both boating enthusiasts and beach lovers. With over 100 feet of shoreline on the south side of Grand Lagoon, you'll find the sugary white beach just a few blocks away. This exceptional section of the lagoon is among its widest points and offers one of the quickest accesses to the open waters of the Gulf of Mexico. Plus, next door is one of the few remaining completely natural properties on the lagoon, ensuring your only neighbors to the east are the ducks and turtles.Unlike many boat-friendly homes in Panama City Beach, this residence is close enough to the beach to successfully rent short term if you would like to offset ownership costs. Despite the breathtaking views that make you feel like you are on a private island, flood insurance is surprisingly affordable at just $3,166 currently.The interior has been almost completely remodeled since 2021, including the addition of a fourth bedroom clad in shiplap walls and ceiling. The kitchen boasts a spacious island, new cabinets and sleek quartz countertops. The living room ceiling has been raised and electric window shades were added. The master bathroom was fully redesigned with a beautiful tiled shower, a new double vanity, and shiplap walls and ceiling. The shiplap walls continue into the master bedroom, which has sweeping views of the lagoon and direct access to the back porch. Throughout the home, you'll find wood-look tile and LVP flooring. The living room and two of the bedrooms provide waterfront access to the back porch.Your new boathouse, dock, double jet ski lift, and seawall were completed in 2022. The boat lift is rated for 12,000 lbs and comfortably accommodates a 30-foot center console. The exterior features a new brick paver patio surrounding a 2024 swim spa with a bar upgrade that will convey, fresh exterior paint, new sod and irrigation system, hurricane shutters, impact glass sliding doors and windows, and almost 1,000 square feet of porches and decks overlooking the water. Around the corner from the swim spa, you will find an outdoor shower with hot and cold water and a detached workshop and storage building built with materials and paint that matches the home.The home is just a short drive or even shorter boat ride from local favorites like Captain Anderson's and Grand Marlin. For beach lovers, public beach access #9 is at the end of Biltmore Drive, while public beach access #11 just a bit to the west offers ample parking. The always popular Schooner's Beach Club is less than a mile away.