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$1,600,000

Beds
5
Baths
3.5
sq ft
4,474

391 Ridge Point Dr, Monticello, GA 31064

391 Ridge Point Dr

Monticello, GA 31064

  • 7 days on market
Welcome to an extraordinary waterfront retreat in the highly sought-after gated community of The Peninsula at Jackson Lake. This deeded 1.5-acre luxury estate offers an unparalleled combination of modern elegance and lakeside serenity, designed for both relaxation and entertaining.Step inside to discover an open-concept layout enhanced by a see-through gas log fireplace that seamlessly connects the main living area and the covered porch area overlooking the breathtaking views of the lake. The gourmet kitchen is a chef's dream, featuring KitchenAid appliances (including the refrigerator), a wine fridge, a pot filler, quartz countertops, a large island, an amazing walk-in pantry, and even a built-in waterline for your Keurig. The owners of this home thought of everything! The master suite is a private sanctuary with gorgeous views of the lake, a spa-like ensuite, complete with a tiled shower, vanity, dual sinks, quartz countertops, and a walk-in closet.Designed with both style and function, this home boasts a dedicated office with barn doors on the main level, a large utility room, two secondary bedrooms and a bathroom, as well as a bonus room. The basement level is designed for entertaining or even multi generational living! It offers two additional bedrooms, 1.5 baths, a see through gas log fireplace that connects the family room to the covered terrace level, a full kitchen with quartz countertops, decorative tile backsplash, and a large island, a washer/dryer, a safe room, and a garage with an ice maker and extra storage.Step outside to your backyard oasis, where a gunite pool and hot tub invite relaxation. The private dock, equipped with two boat slips, two jet ski lifts, speakers, internet access, and a sun platform, makes enjoying Jackson Lake effortless. Additional highlights include a whole-home speaker system utilizing Alexa, foam insulation, propane lines on both levels, a security system, an irrigation system, and a leaf filter installed in the gutters with a lifetime warranty. This rare lakefront gem blends modern luxury with timeless craftsmanship! Don't miss this opportunity to own one of Jackson Lake's most coveted properties! Schedule your private showing today!

Details

Property type

Single Family Residence

Lot size

1.51 acres

Price per sq ft

$358

Year built

2022

Annual property taxes

$7,686.75

Monthly HOA fee

$66.67

Price History

03/27/2025
GeorgiaMLS

GeorgiaMLS #10486649

Listed
$1,600,000
+733.33%
08/14/2020
GeorgiaMLS

GeorgiaMLS #8784596

Sold
$192,000

Schools & Community

Elementary school: 

Washington Park

Middle school: 

Jasper County

High school: 

Jasper County

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$846,273
Asking price
$1,600,000
Closing costs (~8% of asking)
-$128,000
Est. remaining loan balance
-$625,727
Cash to seller
$846,273

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Vanderbilt Mortgage

Loan start date

September 2021

Original loan amount

$678,851

Est. remaining balance

$625,727

Interest rate

2.8%

Loan type

New Conventional, 30 year

Seller

Kevin A Moody and Keri L Moody

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 12:00 PM

Listing updated: 03/27/2025 at 1:11 AM

Listed by: Heather Brannan, SouthSide, REALTORS

MLS: GeorgiaMLS #10486649

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