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$188,000

Beds
3
Baths
1.5
sq ft
1,842

40 Niagara Ave, Pontiac, MI 48341

40 Niagara Ave

Pontiac, MI 48341

  • 51 days on market
    • Price drop $9,000↓
Welcome to this charming colonial in Ottawa Hills, where timeless character meets endless potential. Fall in love with the original features that have stood the test of time, like the stunning hardwood floors, a cozy natural fireplace, and arched double doors. With three spacious bedrooms and generous closet space, the layout offers plenty of potential to suit your needs. The home also features a 2-car garage and an unfinished basement, providing ample storage and the opportunity to create additional living space. The first-floor laundry room can easily be transformed back into a 4th bedroom or a home office, giving you even more flexibility. Plus, the whole-house generator and EV charger are great bonuses. Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$244,101

Lot size

6,534 sq ft

Price per sq ft

$103

Year built

1936

Annual property taxes

$2,442

Price History

10/28/2024
Realcomp

Realcomp #20240074467

Price change
$188,000
-4.57%
10/02/2024
Realcomp

Realcomp #20240074467

Listed
$197,000
+6.49%
08/10/2018
Realcomp

Realcomp #218052186

Sold
$185,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Pontiac

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$17,003
Asking price
$188,000
Closing costs (~8% of asking)
-$15,040
Est. remaining loan balance
-$155,957
Cash to seller
$17,003

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Union Home Mortgage Corp

Loan start date

August 2018

Original loan amount

$175,750

Est. remaining balance

$155,957

Interest rate

4.57%

Loan type

New Conventional, 30 year

Seller

Joseph Ma Perry

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/23/2024 at 2:30 AM

Listing updated: 11/15/2024 at 10:35 AM

Listed by: Brittany L Valensky, Quest Realty LLC Phone #: (248) 662-5550

MLS: Realcomp #20240074467

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