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$500,000

Beds
4
Baths
2.0
sq ft
2,973

40 St Andrews St, Zion Crossroads, VA 22942

40 St Andrews St

ZION CROSSROADS, VA 22942

  • 11 days on market
This stunning home in the highly desirable Spring Creek community features one level living and lovely charm. Hardwood floors gleam throughout the main living areas, and arched doorways make a statement. The first floor is complete with a generously sized updated kitchen featuring maple cabinets, granite counters and stainless appliances.Entertain in the formal dining room, and gather in the great room with gas fireplace. Owner's suite features an ensuite bathroom with jetted tub and separate shower. Two additional bedrooms, full bath and laundry complete the first level. Upstairs can accommodate so many uses from a 4th bedroom, media room, gym, rec room, home office, storage, etc.The garage has room for 2 cars and your golf cart! You'll love the outdoor living spaces including composite deck with pergola, and covered front porch. All of this is within a walk to the clubhouse, swimming pool and golf center of Spring Creek. Are you ready for resort style living?,Granite Counter,Wood Cabinets,Fireplace in Great Room

Details

Property type

Single Family Residence

Est. home value

$485,332

Lot size

7,405 sq ft

Price per sq ft

$169

Year built

2006

Annual property taxes

$3,704

Monthly HOA fee

$178

Price History

03/26/2025
Bright

Bright #662266

Listed
$500,000
+33.33%
12/10/2021
CharlottesvilleVA

CharlottesvilleVA #623511

Sold
$375,000
+20.97%
01/11/2018
CharlottesvilleVA

CharlottesvilleVA #566742

Sold
$310,000

Schools & Community

Elementary school: 

MOSS-NUCKOLS

Middle school: 

LOUISA

High school: 

LOUISA

School district: 

LOUISA COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$181,662
Asking price
$500,000
Closing costs (~8% of asking)
-$40,000
Est. remaining loan balance
-$278,338
Cash to seller
$181,662

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Better Mortgage Corporation

Loan start date

November 2021

Original loan amount

$300,000

Est. remaining balance

$278,338

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Eric Kyle Thornton and Laura Halley Thornton

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 9:40 PM

Listing updated: 04/01/2025 at 9:11 AM

Listed by: DENISE RAMEY TEAM, LONG & FOSTER - CHARLOTTESVILLE WEST Phone #: (434) 812-2388

MLS: Bright #662266

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