tomo logo

$625,000

Beds
3
Baths
2.5
sq ft
2,850

400 Ragan Road, Oriental, NC 28571

400 Ragan Road

Oriental, NC 28571

  • 37 days on market
An exceptional property awaits, a showplace of artistry and design in town. This quality home offers a finely balanced blend of practical design and creative touches. The master suite and a flex room/laundry are conveniently located downstairs. Upstairs, with a separate HVAC zone, there are two additional bedrooms and a loft area, perfect for a children's play area or a serene retreat for contemplation or yoga. The home is adorned with unique touches from a talented gardener, adding to its graceful charm and livability. The fabulous kitchen, completely renovated, is designed for easy entertaining, featuring beautiful wood cabinets, granite countertops, a large stainless steel farmer's sink with separate Reverse Osmosis faucet, and a custom eat-in island with granite top. Most of the appliances are less than five years old. With a gracious open space, the dining room is situated directly adjacent to the kitchen. Everywhere you look, there are upgrades like bamboo floors and ample windows. The large bank of windows in the sun room provide an abundance of natural light. The exterior of this property continues to exude creativity, relaxation, and practicality. Enjoy gentle river breezes on the screened breezeway, tranquil deck, and patio areas with warm sunshine and gardens at every corner. A 23' x 27' detached workshop/studio is ideal for your projects and storage needs, complementing the attached 2-car garage. The studio is equipped with a mini-split for climate control. Situated on a large, landscaped corner lot, this property boasts a terrific location, within easy walking or biking distance to the town beach, parks, stores, and restaurants. The private setting is high and dry, with the home located outside the 100-year flood zone. There is so much to see and appreciate in this property. Come out to discover the charm and creativity that make this home a unique and inviting place to live.

Details

Property type

Single Family Residence

Est. home value

$501,715

Lot size

0.6 acres

Price per sq ft

$220

Year built

1983

Annual property taxes

$3,053

HOA

No

Price History

03/08/2025
NorthCarolinaRegional

NorthCarolinaRegional #100491088

Removed
$625,000
03/08/2025
NorthCarolinaRegional

NorthCarolinaRegional #100491088

Listed
$625,000
06/10/2024
NorthCarolinaRegional

NorthCarolinaRegional #90092104

Removed

Schools & Community

Elementary school: 

Pamlico County Primary

Middle school: 

Pamlico County

High school: 

Pamlico County

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

First Federal Bank Of Kansas City

Loan start date

April 2022

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

2.97%

Loan type

Credit Line (Revolving), 20 year

Seller

Lance Richard Brooks and Michelle Acuna Brooks

Lender

First Federal Bank Of Kansas City

Loan start date

April 2021

Original loan amount

$295,996

Est. remaining balance

$270,582

Interest rate

2.97%

Loan type

VA, 30 year

Seller

Lance Richard Brooks and Michelle Acuna Brooks

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 6:45 AM

Listing updated: 03/16/2025 at 6:22 PM

Listed by: SHARON MORGAN, TIDEWATER REAL ESTATE, INC Phone #: (252) 249-9800

MLS: NorthCarolinaRegional #100491088

NorthCarolinaRegional logo

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