tomo logo

$325,000

Beds
2
Baths
2.0
sq ft
1,080

401 E Belmar St, Lakeland, FL 33803

401 E Belmar St

LAKELAND, FL 33803

  • <1 day on market
Welcome to this beautifully updated Spanish-style bungalow, a perfect blend of classic character and modern convenience. Located in the South Lake Morton Historic district, this home is ideally situated next to Lake Hollingsworth, and just minutes from downtown Lakeland! As you enter the front door, you are greeted by the original hardwood floors, adding warmth and character throughout the entire home! The kitchen has been updated with stainless steel appliances, including a new dishwasher in Nov 2024, and stone counter tops. The primary bedroom features a walk-in closet and en-suite bathroom, and the second bedroom boasts dual closets with ample storage. Recent updates include a brand-new roof and roof decking in 2022, and a full front porch replacement in December of 2024, providing peace of mind and years of worry-free protection! Don't miss the opportunity to call this beautiful home yours!

Details

Property type

Single Family Residence

Est. home value

$295,117

Lot size

6,778 sq ft

Price per sq ft

$301

Year built

1925

Annual property taxes

$2,571

HOA

No

Price History

01/20/2025
StellarMLS

StellarMLS #L4950140

Listed
$325,000
+80.66%
11/08/2018
StellarMLS

StellarMLS #L4903252

Sold
$179,900

Schools & Community

Neighborhood: 

South Lake Morton

Elementary school: 

Philip O’Brien Elementary

Middle school: 

Sleepy Hill Middle

High school: 

Lakeland Senior High

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$121,797
Asking price
$325,000
Closing costs (~8% of asking)
-$26,000
Est. remaining loan balance
-$177,203
Cash to seller
$121,797

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

The Mortgage Firm Inc

Loan start date

June 2020

Original loan amount

$196,377

Est. remaining balance

$177,203

Interest rate

3.23%

Loan type

FHA, 30 year

Seller

Matthew Cummiskey and Stephanie Sisk

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/20/2025 at 1:50 PM

Listing updated: 01/20/2025 at 11:51 AM

Listed by: Emerson Garriott, PAIGE WAGNER HOMES REALTY Phone #: (321) 749-4196

MLS: StellarMLS #L4950140

StellarMLS logo

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