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$425,000

Beds
4
Baths
3.5
sq ft
2,606

401 Loma Blanca Rd, La Joya, TX 78560

401 Loma Blanca Rd

La Joya, TX 78560

  • 183 days on market
    • Price drop $5,000↓
This beautiful home is located in the most greatly desired neighborhood in La Hoya Texas. A spacious modern home with a modern farmhouse design situated on over an acre of land. The exterior features light gray siding and black trim with large windows overlooking the private backyard. A three-car garage is attached to the home. Interior details include an open floor plan with high ceilings, porcelain floors, a gourmet kitchen with quartz countertops, and a master suite with a walk-in closet and luxury bath. Total living area is over 2,500 square feet.

Details

Property type

Single Family Residence

Est. home value

$407,054

Lot size

1.0008 acres

Price per sq ft

$164

Year built

2023

Annual property taxes

$6,594

Monthly HOA fee

$37.5

Price History

07/12/2024
McAllenTX

McAllenTX #439393

Price change
$425,000
05/24/2024
McAllenTX

McAllenTX #423255

Removed
05/24/2024
McAllenTX

McAllenTX #439393

Listed
$430,000

Schools & Community

Elementary school: 

Tabasco

Middle school: 

Zavala

High school: 

La Joya H.S.

Community features: 

Curbs, Gated, Sidewalks, Street Lights

High school district: 

La Joya ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$7,664
Asking price
$425,000
Closing costs (~8% of asking)
-$34,000
Est. remaining loan balance
-$383,336
Cash to seller
$7,664

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Planet Home Lending Llc

Loan start date

June 2023

Original loan amount

$389,722

Est. remaining balance

$383,336

Interest rate

6.39%

Loan type

FHA, 30 year

Seller

Jaime Garza and Gabriela Garza

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/23/2024 at 9:05 PM

Listing updated: 07/12/2024 at 11:55 AM

Listed by: Avinaash Nash Buxani, Encore Fine Properties Phone #: (956) 821-6170

MLS: McAllenTX #439393

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