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$4,349,000

Beds
5
Baths
5.5
sq ft
4,558

404 Matern Ct, Horseshoe Bay, TX 78657

404 Matern Ct

Horseshoe Bay, TX 78657

  • 4 days on market
Matern Island isn’t just a place — it’s a lifestyle. This 0.33-acre estate boasts 100 feet of prime Lake LBJ shoreline in one of Horseshoe Bay’s most coveted communities. Start mornings with coffee on the Trex deck and spend afternoons on the water with your private boat slip, electric lift, and 2 jet ski lifts. Prefer dry land? Relax by the in-ground pool, spa, and splash pad, or gather around the stone patio’s gas fireplace for golden-hour views. Built-in speakers keep the vibes flowing, indoors and out. Inside, lakeside luxury takes center stage. The living room’s floor-to-ceiling windows frame panoramic water views, while the stone wood-burning fireplace and built-in audio system set the mood. The kitchen is a chef’s dream with a Z-Line 6-burner gas stovetop, granite island, and wine bar perfect for entertaining. The main-level owner’s suite is a private sanctuary with unobstructed lake views, private patio access, and a spa-inspired bath featuring an oversized soaking tub, walk-in shower, and a custom closet perfect for any wardrobe. Upstairs, guests enjoy lake-view suites and a family room with direct balcony access overlooking the lake — the perfect spot to unwind after a day on the water. With gated community privacy, meticulous landscaping, and smart home features — plus Horseshoe Bay Resort just minutes away — this home delivers the ultimate lake life. Why dream it? Live it. Let’s get you on the water!

Details

Property type

Single Family Residence

Est. home value

$3,605,040

Lot size

0.33 acres

Price per sq ft

$955

Year built

2001

Annual property taxes

$49,235

Monthly HOA fee

$70.31

Price History

03/07/2025
CentralTexas

CentralTexas #571696

Listed
$4,349,000

Schools & Community

Elementary school: 

Packsaddle Elementary

Middle school: 

Llano Jr. High School

High school: 

Llano High School

Community features: 

Gated

High school district: 

Llano ISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,390,925
Asking price
$4,349,000
Closing costs (~8% of asking)
-$347,920
Est. remaining loan balance
-$2,610,155
Cash to seller
$1,390,925

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Caliber Home Loans Inc

Loan start date

October 2022

Original loan amount

$2,708,000

Est. remaining balance

$2,610,155

Interest rate

5.13%

Loan type

New Conventional, 30 year

Seller

Steven Downey and Janet Downey

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/11/2025 at 2:30 PM

Listing updated: 03/07/2025 at 10:25 PM

Listed by: Lakefront Grp & Hill Country Luxury Grp, Keller Williams Heritage Phone #: (210) 493-3030

MLS: CentralTexas #571696

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