tomo logo

$199,900

Beds
3
Baths
2.0
sq ft
1,512

405 S Chestnut St, Winnsboro, TX 75494

405 S Chestnut St

Winnsboro, TX 75494

  • 5 days on market
Step inside this delightful farmhouse and fall in love with its cozy charm and character! The sellers have transformed this older home into an inviting retreat that radiates warmth and comfort. The home boasts 3 spacious bedrooms and 2 bathrooms, offering plenty of room for family and guests. One of the bathrooms features a classic clawfoot tub, perfect for unwinding after a long day. The living spaces are equally generous, creating an open and airy feel throughout the home. The kitchen is well-equipped with abundant cabinetry for storage, and the adjoining dining room includes charming built-ins to display your favorite dishes or collectibles. Cooking is a joy here with a gas stove, ideal for home chefs. Step outside to enjoy the large, shaded yard with mature trees providing natural cover from the sun. The fenced backyard is perfect for pets or children to play safely, while an additional unfenced section offers extra space for gardening or recreation. The property also includes a garage and storage building for added convenience. Located in a central neighborhood, this home offers quick access to shops, schools, and local amenities. Whether you're relaxing on the porch or enjoying the home's vintage charm, this farmhouse is ready to welcome its next owners. Don’t miss the opportunity to make this gem yours—schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$225,878

Lot size

0.36 acres

Price per sq ft

$133

Year built

1945

Annual property taxes

$1,870.93

Price History

02/18/2025
TylerTX

TylerTX #25002478

Listed
$199,900
04/19/2024
NTREIS

NTREIS #20384420

Removed
03/15/2024
NTREIS

NTREIS #20384420

Price change
$215,000
-2.05%

Schools & Community

Elementary school: 

Winnsboro

Middle school: 

Winnsboro

High school: 

Winnsboro

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$57,799
Asking price
$199,900
Closing costs (~8% of asking)
-$15,992
Est. remaining loan balance
-$126,109
Cash to seller
$57,799

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Caliber Home Loans Inc

Loan start date

June 2022

Original loan amount

$131,250

Est. remaining balance

$126,109

Interest rate

5.27%

Loan type

New Conventional, 30 year

Seller

Justin Lee Toles and Lindsi Toles

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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206 Live Oak St, Winnsboro, TX 75494

Status: Active

Tomo last checked: 02/24/2025 at 4:00 AM

Listing updated: 02/18/2025 at 8:58 AM

Listed by: Katie Edwards, Century 21 First Group - Lindale

MLS: TylerTX #25002478

TylerTX logo

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