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$179,000

Beds
3
Baths
1.0
sq ft
1,830

405 W Saint Marys St, Decatur, MI 49045

405 W Saint Marys St

Decatur Vlg, MI 49045

  • 162 days on market
    • Price drop $21,000↓
Spacious brick ranch ideally located in the heart of Decatur. This 3-bedroom 1 bath home offers hardwood floors throughout, a large living area with separate dining room, updated kitchen and bathroom, and a sizeable mud room that could be used for a workout or play area. In addition, the partially finished full basement has a recreation space with a cozy fireplace and lots of room for storage. The huge backyard has beautiful mature trees and plenty of room for family gatherings and entertaining. There are so many possibilities for this great home!

Details

Property type

Single Family Residence

Est. home value

$234,920

Lot size

0.73 acres

Price per sq ft

$98

Year built

1952

Annual property taxes

$4,607.09

Price History

10/23/2024
Realcomp

Realcomp #69024030229

Price change
$179,000
-10.5%
10/18/2024
Realcomp

Realcomp #69024030229

Listed
$200,000
10/10/2024
Realcomp

Realcomp #69024030229

Pending
$200,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Decatur

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$22,259
Asking price
$179,000
Closing costs (~8% of asking)
-$14,320
Est. remaining loan balance
-$142,421
Cash to seller
$22,259

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Consumers Cu

Loan start date

September 2020

Original loan amount

$156,750

Est. remaining balance

$142,421

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Dustin Hanners and Cynthia Hanners

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 11/22/2024 at 11:40 PM

Listing updated: 10/23/2024 at 4:20 PM

Listed by: Michelle Parent, Shores Of South Haven Phone #: (269) 637-8555

MLS: Realcomp #69024030229

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