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$379,000

Beds
4
Baths
2.0
sq ft
1,568

409 Garfield St, Chelsea, MI 48118

409 Garfield St

ChelseaCity_Washtenaw, MI 48118

  • 17 days on market
A Perfect Blend of Character and Modern Updates in this 4-Bed, 2-Bath Home in the Heart of Chelsea!On a quiet street just a 5-minute walk from downtown Chelsea, this delightful home offers a perfect combination of historic charm and modern convenience. From its inviting covered front porch to its lovely interior, this home is perfect for those who appreciate classic character but want the peace of mind that comes with updated features.Key Features: Main floor master Updates include a new roof in 2024, new 200AMP electrical panel/GFIs, radon system, all new electric and plumbing in upstairs bath, new sewer line 2021 Clean and spacious attic with new electric One block from the new Main Street Park Single car detached garage and large driveway offer plenty of parking

Details

Property type

Single Family Residence

Est. home value

$303,097

Lot size

8,712 sq ft

Price per sq ft

$242

Year built

1900

Annual property taxes

$6,001.21

Price History

03/17/2025
Realcomp

Realcomp #81025009538

Listed
$379,000
-0.24%
03/11/2025
Realcomp

Realcomp #81025003905

Removed
$379,900
02/26/2025
Realcomp

Realcomp #81025003905

Price change
$379,900
-5%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Sidewalks

High school district: 

Chelsea

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$137,665
Asking price
$379,000
Closing costs (~8% of asking)
-$30,320
Est. remaining loan balance
-$211,015
Cash to seller
$137,665

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

July 2021

Original loan amount

$229,292

Est. remaining balance

$211,015

Interest rate

3%

Loan type

New Conventional, 30 year

Seller

Catherine Ann Phillips

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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647 Countryside Dr, Chelsea, MI 48118

Status: Active

Tomo last checked: 03/31/2025 at 7:20 PM

Listing updated: 03/25/2025 at 9:25 AM

Listed by: Steven Parker, Parker Real Estate Group, LLC Phone #: (855) 935-5626

MLS: Realcomp #81025009538

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