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$399,900

Beds
4
Baths
2.0
sq ft
1,568

409 Garfield St, Chelsea, MI 48118

409 Garfield St

Chelsea, MI 48118

  • 20 days on market
Nestled on a quiet street two blocks west of Downtown Chelsea, you're a 5 minute walk away from the farmer's market, library, parks and restaurants. Main floor master. Storage shed next to the garage has been converted to a chicken coop with an attached fenced-in chicken run. Fire pit in the back yard. New roof in 2024. New 200 AMP electrical panel and GFIs in 2021. Radon mitigation system installed in 2021. Upstairs bathroom renovated in 2023 with all new plumbing and electric. New sink and toilet in downstairs bath. New paint and flooring throughout. Sewer line to the street replaced in 2020. Smart thermostat.

Details

Property type

Single Family Residence

Est. home value

$303,097

Lot size

8,712 sq ft

Price per sq ft

$256

Year built

1900

Annual property taxes

$6,001.21

Price History

02/02/2025
Realcomp

Realcomp #81025003905

Listed
$399,900
+76.17%
07/19/2021
Realcomp

Realcomp #543280939

Sold
$227,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Chelsea

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$156,455
Asking price
$399,900
Closing costs (~8% of asking)
-$31,992
Est. remaining loan balance
-$211,453
Cash to seller
$156,455

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

July 2021

Original loan amount

$229,292

Est. remaining balance

$211,453

Interest rate

3%

Loan type

New Conventional, 30 year

Seller

Catherine Ann Phillips

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 9:55 AM

Listing updated: 02/22/2025 at 1:14 PM

Listed by: Steven Parker, Steven Parker, Parker Real Estate Group, LLCParker Real Estate Group, LLC Phone #: (855) 935-5626

MLS: Realcomp #81025003905

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