tomo logo

$1,185,400

Beds
4
Baths
4.5
sq ft
3,983

4113 Cobalt Cir Unit PO75, Panama City, FL 32408

4113 Cobalt Cir Unit PO75

Panama City, FL 32408

  • 112 days on market
    • Price drop $10,000↓
Spectacular Views of the Saint Andrews Bay, extended Dock with 10k lb Boat Lift, and almost 4,000 sq' makes this Penthouse Condo, nestled in back of the Waterhaven community, one of the most sought after gems in East PCB!! This open concept bodes the perfect entertainment space complete with separate prep kitchen area, serving bar, Sub-Zero Refrigerator, lrg pro Viking Stove & dbl Oven, large granite island, large open Dining area... all with gorgeous views of the bay and balconies to enjoy sunsets and sunrises on the front & back!There is a formal and casual living space, ample storage, front & rear entries complete with an elevator, bonus ensuite on the 2nd floor perfect for a growing child or family member wanting their own private space, and the Master Bedroom has its own sitting space complete with private balcony for those spectacular views in your PJs whilst drinking your morning coffee! This Penthouse isn't complete without the personal boat slip (15X35 ft) with 10k lb boat lift including water & electric ($50k value).There's beautiful refinished Oak wood flooring and tile throughout, plus hardy board accent walls! And the impressive, elaborate crown molding complimenting the high ceilings, the side sky lights, the windows surrounding the building, and the open floor concept all make for a very lit room with gratifying views from all directions. You won't want to miss out on seeing this unique and impeccable property. This is a secure and close-nit community where you shall enjoy socializing and community to the fullest. And the clubhouse has a theater room, a small exercise room with equipment, and an entertainment space complete with small kitchen and his/her bathrooms. The community pool overlooks the Bay and extended dock as well. Call today to see this in person!

Details

Property type

Condominium

Est. home value

$673,312

Lot size

Unknown

Price per sq ft

$298

Year built

2007

Annual property taxes

$4,414

Monthly HOA fee

$1,832.67

Price History

01/25/2025
CentralPanhandle

CentralPanhandle #763976

Price change
$1,185,400
-0.84%
12/19/2024
CentralPanhandle

CentralPanhandle #763976

Price change
$1,195,400
-0.21%
12/02/2024
CentralPanhandle

CentralPanhandle #763976

Price change
$1,197,900
-0.17%

Schools & Community

Neighborhood: 

Upper Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Gated, Clubhouse, Fitness Center

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$601,280
Asking price
$1,185,400
Closing costs (~8% of asking)
-$94,832
Est. remaining loan balance
-$489,288
Cash to seller
$601,280

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Innovations Fcu

Loan start date

December 2020

Original loan amount

$540,000

Est. remaining balance

$489,288

Interest rate

2.81%

Loan type

New Conventional, 30 year

Seller

Cheryl Fulcher and Larry Fulcher

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/07/2025 at 6:45 PM

Listing updated: 02/01/2025 at 10:30 AM

Listed by: Melissia J Pennington, LLC, Beachy Beach Real Estate Phone #: (850) 233-4351

MLS: CentralPanhandle #763976

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