tomo logo

$425,000

Beds
3
Baths
2.5
sq ft
1,652

4114 Rutgers Avenue, Charlotte, NC 28206

4114 Rutgers Avenue

Charlotte, NC 28206

  • 17 days on market
Welcome to your *almost* brand new haven in the heart of the city! Style and comfort, with high-grade finishes throughout and an open concept. The kitchen checks all boxes, featuring a big island for seating and storage, stainless steel appliances, soft-close cabinetry, and a roomy walk-in pantry. Whether you're relaxing inside by the fireplace or stepping outside to your private, fenced backyard, there's plenty of space to relax and enjoy. Head upstairs to find your Primary Suite, complete with a walk-in closet and a chic ensuite bathroom with a large walk-in shower and double vanity. There are two more bedrooms, another full bathroom, a loft, linen closet and a laundry room to keep things easy and convenient. You're just minutes away from Uptown, NoDa, and Plaza Midwood, great dining, shopping, and entertainment just around the corner. Less than a mile away from the LYNX Sugar Creek light rail station. Come see for yourself!

Details

Property type

Single Family Residence

Est. home value

$427,066

Lot size

Unknown

Price per sq ft

$258

Year built

2022

Price History

03/14/2025
CanopyMLS

CanopyMLS #4233016

Listed
$425,000
02/28/2025
CanopyMLS

CanopyMLS #4189099

Removed
$425,000
01/06/2025
CanopyMLS

CanopyMLS #4189099

Price change
$425,000
-1.16%

Schools & Community

Neighborhood: 

Sugaw Creek-Ritch Ave

Elementary school: 

Unspecified

Middle school: 

Unspecified

High school: 

Unspecified

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$357
Asking price
$425,000
Closing costs (~8% of asking)
-$34,000
Est. remaining loan balance
-$390,643
Cash to seller
$357

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

American Security Mortgage Corp

Loan start date

May 2022

Original loan amount

$409,447

Est. remaining balance

$390,643

Interest rate

4.72%

Loan type

FHA, 30 year

Seller

Sydney Marie Caidwell and Carl Caleb Mcguire

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/31/2025 at 7:35 PM

Listing updated: 03/25/2025 at 3:55 PM

Listed by: Sydney Caldwell, COMPASS Phone #: (704) 234-7880

MLS: CanopyMLS #4233016

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