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$639,900

Beds
4
Baths
2.5
sq ft
2,277

4123 Cedar Creek Dr, Panama City, FL 32409

4123 Cedar Creek Dr

Southport, FL 32409

  • 125 days on market
    • Price drop $7,100↓
ASSUMABLE MORTGAGE AT 2.8% CONTACT TODAY FOR DETAILS! Cedar Creek at Deer Point Lake, a well-planned neighborhood on the beautiful Deer Point Lake. A gated community with large lots and tranquil landscapes. Residents can enjoy the wonderful amenities of the Summer House with a pool and playground, along with a Club House just down the road. This beautiful brick home accented with beautiful hard woods, large front and rear porches and long paver driveway provide the most inviting atmosphere. Step inside through the arched entry way in through the front french doors with trey ceilings and wood accents in the entry way. Upon stepping in you will be greeted by luxury LVP floors and open concept of living, dining and kitchen. Living room features a trey ceiling with beautiful electric fireplace. The kitchen offers quartz countertops, a large island and whirlpool stainless-steel appliances. Stepping off the kitchen is a large custom-built pantry. Entry from the oversized garage is a beautiful mud room with custom built lockers and bench as well as half bath. The large laundry accented with custom tiles and laundry sink make doing laundry a breeze. 3 Bedrooms with walk in closets and ceiling fans occupy one side of the house with large guest bathroom. The primary bedroom measuring 15x16 has beautiful trey ceilings with led lighting and ceiling fan. The large primary closet and custom built-ins separate the primary bathroom. Primary bath features two cabinets on both sides of the large soaking tub as well as a separate walk-in shower. Stepping out back you will be greeted by nature with large yard and waterfront pond access. Additional home features include spray foam insulation, well for irrigation, custom cordless blinds and gutters with rain chains. This property is a must see.

Details

Property type

Single Family Residence

Est. home value

$569,239

Lot size

1.1 acres

Price per sq ft

$282

Year built

2021

Annual property taxes

$5,136

Monthly HOA fee

$120

Price History

08/29/2024
CentralPanhandle

CentralPanhandle #757049

Price change
$639,900
-1.1%
08/15/2024
CentralPanhandle

CentralPanhandle #757049

Price change
$647,000
-0.15%
06/21/2024
CentralPanhandle

CentralPanhandle #757049

Pending
$648,000

Schools & Community

Elementary school: 

Deane Bozeman

Middle school: 

Deane Bozeman

High school: 

Deane Bozeman

Community features: 

Gated

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$250,350
Asking price
$639,900
Closing costs (~8% of asking)
-$51,192
Est. remaining loan balance
-$338,358
Cash to seller
$250,350

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Home Point Financial Corporation

Loan start date

July 2021

Original loan amount

$362,598

Est. remaining balance

$338,358

Interest rate

2.96%

Loan type

FHA, 30 year

Seller

Jerry Michael Fox and Tera Jean Pippin

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/16/2024 at 2:00 PM

Listing updated: 09/11/2024 at 8:39 PM

Listed by: Scott L Pippin, Think Real Estate Phone #: (850) 270-4200

MLS: CentralPanhandle #757049

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