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$775,000

Beds
3
Baths
3.0
sq ft
2,246

4127 Cobia St, Panama City, FL 32408

4127 Cobia St

Panama City, FL 32408

  • 4 days on market
STOP! THIS IS A MUST SEE! Do not pass this one by! Large townhome only steps from the beach! Hard to find this much square footage this close to the beach at this price point! NO HOA! 3 bedrooms and 3 bathrooms. Tall ceilings and crown molding throughout as well as wide baseboards. Master can be upstairs, or downstairs take your pick. This townhouse has beautiful new LVP flooring., upgraded kitchen cabinets with Corian countertop with nice bar area that sits four. Wonderful separate bar area with lighted cabinets. The sunken family room has a fireplace, skylights across the back and a wall of built-in storage and TV cabinet. One of the upstairs bathrooms has a nice skylight to allow plenty of natural light in. All bedrooms are large and each either has its own bathroom or a shared access to a bathroom. This townhouse offers ample closets for storage. Don't forget the large new balcony with Gulf View to sit on and relax. There are so many extras! The new roof, hot water heater, windows, wainscoting, exterior paint, light fixtures and outdoor shower. The was not a rental and it shows. The home is in pristine condition. This is a perfect place to call home or use as an investment property.

Details

Property type

Townhouse

Est. home value

$599,429

Lot size

Unknown

Price per sq ft

$346

Year built

1979

Annual property taxes

$4,816

HOA

No

Price History

01/18/2025
CentralPanhandle

CentralPanhandle #767431

Listed
$775,000
+171.93%
10/04/2017
CentralPanhandle

CentralPanhandle #653542

Sold
$285,000

Schools & Community

Neighborhood: 

Lower Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$482,931
Asking price
$775,000
Closing costs (~8% of asking)
-$62,000
Est. remaining loan balance
-$230,069
Cash to seller
$482,931

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Jpmorgan Chase Bank Na

Loan start date

March 2021

Original loan amount

$252,000

Est. remaining balance

$230,069

Interest rate

2.73%

Loan type

New Conventional, 30 year

Seller

Richard A Harper and Janet S Harper

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/22/2025 at 6:55 PM

Listing updated: 01/18/2025 at 7:39 PM

Listed by: Jeff J Minor, Realty One of Northwest Florida LLC Phone #: (850) 236-9707

MLS: CentralPanhandle #767431

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