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$799,000

Beds
3
Baths
3.0
sq ft
2,246

4129 Cobia St, Panama City, FL 32408

4129 Cobia St

Panama City Beach, FL 32408

  • 87 days on market
    • Price drop $11,000↓
LOCATION! LOCATION! 100 STEPS TO THE BEACH! NO HOA! GREAT INVESTMENT! GULF VIEW! SHORT TERM RENTERS ALLOWED! A MUST SEE!! RENTAL PROJECTIONS OF 85K!! Enough room for a splash pool to be added.(Golf cart friendly area). No busy street or streets to cross...beach access only steps away. Nicely landscaped with sprinkler system. Home is immaculate and has been totally remolded. All doors interior & exterior have been replaced as well as all windows. Newly painted inside & out including the ceilings. All wood trim replaced throughout home. Crown molding in every room. Tongue & groove ceiling in master bedroom. Lots of wainscoting, barn doors and detail trim throughout. All new light fixtures, bath fixtures and custom tiled shower. Custom built in bunk beds. All three bedrooms are very large. Ceiling fans in all bedrooms and living room. Two walk-in closets with custom closet systems. Huge sunken living room with skylights across the entire back of room. Kitchen has granite countertops, ss appliances, long breakfast bar and pantry. Dining room has a nice wet bar & wine cooler. The large back yard is an oasis. Hot tub, grilling area & firepit. Large pergola with lights for entertaining. An outdoor shower with HOT & cold water to clean off all that sand from the beach. Private side entrance to go in & out of to the Gulf so you do not have to track all that sand into the house. All this located behind an 8' whitewashed fence for your privacy as well as new pavers. Smart locks on all doors so forget trying to keep up with keys. Simply type your code in or use your thumbprint to gain access. This home has lots of storage plus being an end unit you have extra parking, and the entire side is your private property. The washer & dryer is conveniently located upstairs, and they will convey with the property. Partly furnished with kitchen stocked ready to rent or move right in.

Details

Property type

Townhouse

Est. home value

$785,473

Lot size

Unknown

Price per sq ft

$356

Year built

1979

Annual property taxes

$3,759

HOA

No

Price History

01/04/2025
CentralPanhandle

CentralPanhandle #765581

Price change
$799,000
-1.36%
11/27/2024
CentralPanhandle

CentralPanhandle #765581

Listed
$810,000
+141.79%
06/16/2017
CentralPanhandle

CentralPanhandle #652264

Sold
$335,000
+105.52%

Schools & Community

Neighborhood: 

Lower Grand Lagoon

Elementary school: 

Patronis

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Sidewalks

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Trustmark National Bank

Loan start date

August 2022

Original loan amount

$150,000

Est. remaining balance

Not provided

Interest rate

4.19%

Loan type

Credit Line (Revolving)

Seller

James J Minor and Ruth E Minor

Lender

Innovations Fcu

Loan start date

June 2017

Original loan amount

$268,000

Est. remaining balance

Not provided

Interest rate

3.27%

Loan type

Future Advance Clause / Open End Mortgage, 15 year

Seller

James J Minor and Ruth E Minor

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 12:45 PM

Listing updated: 02/11/2025 at 6:50 PM

Listed by: Jeff J Minor, Realty One of Northwest Florida LLC Phone #: (850) 236-9707

MLS: CentralPanhandle #765581

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