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$375,000

Beds
4
Baths
3.0
sq ft
1,659

42 Smith Ter, Clementon, NJ 08021

42 Smith Ter

CLEMENTON, NJ 08021

  • 9 days on market
Don't miss out on this recently updated, open concept home with loads of space. Located at the end of a dead-end street, this home was recently updated with a new kitchen and includes stainless steel appliances in the open concept kitchen, dining room and living room and recessed lighting throughout. Current owner had new siding installed and large windows installed on the first floor. Included on the main level are two bedrooms and two full baths. There are two additional bedrooms and a full bath upstairs as well. This home features a large basement, with a cozy fireplace, perfect for movie nights on the couch with outside access to the yard. A large screened in back patio is also accessible from the first floor. Included in this sale is an additional side lot. Seller is motivated! Bring all offers!

Details

Property type

Single Family Residence

Est. home value

$288,947

Lot size

3,698 sq ft

Price per sq ft

$227

Year built

1935

Annual property taxes

$6,723.34

HOA

No

Price History

02/22/2025
Bright

Bright #NJCD2086490

Listed
$375,000
+27.12%
04/03/2023
Bright

Bright #NJCD2040104

Sold
$295,000
+137.9%
02/28/2022
Bright

Bright #NJCD2015782

Sold
$124,000

Schools & Community

Elementary school: 

CLEMENTON E.S.

Middle school: 

CLEMENTON

High school: 

OVERBROOK HIGH SCHOOL

School district: 

CLEMENTON BOROUGH PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$57,023
Asking price
$375,000
Closing costs (~8% of asking)
-$30,000
Est. remaining loan balance
-$287,977
Cash to seller
$57,023

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Guaranteed Rate Affinity Llc

Loan start date

March 2023

Original loan amount

$295,000

Est. remaining balance

$287,977

Interest rate

6.09%

Loan type

VA, 30 year

Seller

Kirk W Oconnell

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/03/2025 at 11:30 PM

Listing updated: 02/22/2025 at 5:24 PM

Listed by: Michelle E Botsford, Piccolo Realty, LLC Phone #: (856) 228-5353

MLS: Bright #NJCD2086490

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