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$1,890,000

Beds
4
Baths
3.0
sq ft
3,224

424 S 3rd St, Fernandina Beach, FL 32034

424 S 3rd St

Fernandina Beach, FL 32034

  • 112 days on market
Experience the perfect blend of LUXURY and comfort in this meticulously designed home, located just steps from the vibrant heart of Historic Fernandina Beach! This well thought-out floor plan boasts over 3,200 square feet of living space, 4 bedrooms plus an office/flex space with 3 full bathrooms on an OVERSIZED 100 x 125' WOODED LOT featuring a comfortable open living space with luxury vinyl wide-plank flooring throughout! Gorgeous Quartzite countertops with a Forno 48'' refrigerator, a 36'' Forno French Door range and large walk-in pantry with custom wood shelving and quartzite counters are just a few features of the exquisite kitchen. The master suite is a true retreat, boasting an expansive layout with a private balcony porch that invites relaxation. A generously sized walk-in closet provides ample storage, while the elegant master bathroom is a spa-like haven, featuring a sophisticated wet room with a spacious walk-in shower and a deep soaking tub—perfect for unwinding in style. Zoned for mixed-use, this property offers exceptional versatility, while the double lot provides ample space to accommodate your boat, RV, or additional parking. Not to mention, there is abundant space for a pool, pool house, or ADU. The rear outdoor living space has pre-wired electric and plumbing ready for an outdoor kitchen! Other noted features not to be missed are a whole home dehumidifier and a wine cellar under the staircase. Don't miss out on this incredible opportunity to own a brand new, custom built home downtown!

Details

Property type

Single Family Residence

Est. home value

$637,703

Property condition

Under Construction
New Construction

Lot size

0.28 acres

Price per sq ft

$587

Year built

2024

Annual property taxes

$2,509.25

Price History

03/09/2025
RealMLS

RealMLS #2057242

Listed
$1,890,000
02/13/2025
RealMLS

RealMLS #2057242

Removed
$1,890,000
11/18/2024
RealMLS

RealMLS #2057242

Listed
$1,890,000

Schools & Community

Elementary school: 

Southside

Middle school: 

Fernandina Beach

High school: 

Fernandina Beach

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Southtrust Bank

Loan start date

March 2001

Original loan amount

$31,801

Est. remaining balance

Not provided

Interest rate

6.89%

Loan type

Not Provided

Seller

John Robert Lovell and Tammi T Lovell

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/09/2025 at 11:40 PM

Listing updated: 03/09/2025 at 6:46 PM

Listed by: MARY HAMILTON, SUMMER HOUSE REALTY Phone #: (904) 557-3020

MLS: RealMLS #2057242

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