tomo logo

$230,000

Beds
2
Baths
2.0
sq ft
1,091

428 40th Ct W, Palmetto, FL 34221

428 40th Ct W

PALMETTO, FL 34221

  • 60 days on market
    • Price drop $9,000↓
The Perfect charming 2-bedroom, 2-bathroom villa with a 1-car garage, nestled in a well-maintained community of just 97 single-family homes. This home offers an inviting open-concept design, perfect for both relaxation and entertaining. The kitchen is beautifully updated featuring granite countertops, stainless steel appliances, and a seamless flow into the spacious living room. Sliding glass doors open to an enclosed sitting area, which leads to a fenced backyard, creating the perfect space for outdoor enjoyment. The primary suite boasts a walk-in closet and an ensuite bathroom for ultimate comfort. Enjoy your morning coffee on the charming front porch, soaking in the peaceful surroundings. This sought-after neighborhood offers full lawn maintenance, basic cable services, and a community pool—all included for easy living. Conveniently located just minutes from Terra Ceia Bay, you'll have quick access to waterfront activities, parks, and more. Don’t miss out on this fantastic opportunity! Schedule your showing today!

Details

Property type

Townhouse

Est. home value

$275,890

Lot size

2,962 sq ft

Price per sq ft

$211

Year built

1989

Annual property taxes

$1,446

Monthly HOA fee

$235

Price History

03/13/2025
StellarMLS

StellarMLS #A4638647

Price change
$230,000
-3.77%
02/02/2025
StellarMLS

StellarMLS #A4638647

Listed
$239,000
+43.98%
06/04/2019
StellarMLS

StellarMLS #A4409739

Sold
$166,000
+133.8%

Schools & Community

Elementary school: 

Palm View Elementary

Middle school: 

Lincoln Middle

High school: 

Palmetto High

Community features: 

Pool

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$66,336
Asking price
$230,000
Closing costs (~8% of asking)
-$18,400
Est. remaining loan balance
-$145,264
Cash to seller
$66,336

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Lakeview Loan Servicing Llc

Loan start date

June 2019

Original loan amount

$162,993

Est. remaining balance

$145,264

Interest rate

4.17%

Loan type

FHA, 30 year

Seller

Christina Tatro

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/03/2025 at 12:05 PM

Listing updated: 03/30/2025 at 7:58 AM

Listed by: Jeff Davis, COLDWELL BANKER REALTY Phone #: (941) 739-6777

MLS: StellarMLS #A4638647

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