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$999,000

Beds
4
Baths
2.5
sq ft
2,769

428 Islebay Dr, Apollo Beach, FL 33572

428 Islebay Dr

APOLLO BEACH, FL 33572

  • <1 day on market
Wake up every morning to the kind of waterfront living most people only dream about. This stunning 4-bedroom, 2.5-bath home in the highly sought-after MiraBay gated community is more than just a house—it’s a lifestyle. Step outside, and your backyard becomes an oasis, complete with a 10,000-pound boat lift and Jetski lift, giving you instant access to the open water whenever adventure calls. Inside, every inch of this home has been designed for comfort, convenience, and a touch of luxury. The custom kitchen is a showstopper, featuring soft-close cabinetry, a kitchen extension with custom pullouts, and a built-in wine rack—perfect for effortless entertaining. The living spaces are fresh and modern, with updates throughout, including new bathroom vanities and fixtures (2021), plush carpeting (2021), and a stylishly repainted exterior (2025). Step out to your pano-view lanai (2025), where the no-see-ums screen keeps the bugs out while you take in endless waterfront views. Whether you’re lounging by the pool—easily controlled from your WiFi remote app (2023)—or sipping your morning coffee as the sun rises, every moment here feels like a getaway. The pool deck has been freshly cleaned, sanded, and sealed (2025), making it the perfect spot for gatherings or peaceful evenings under the stars. If you’re looking for a place where every day feels like a vacation, with stunning sunsets to gaze from your back deck, where the water is your backyard and home is your personal retreat—this is it. Mirabay is a boating and active community. Offers; pool with slide, pool café, fitness center, tennis & pickleball courts, basketball courts, kayaks available to residents to use on the lagoon, clubhouse for events and waterfront access within the community. The community also offers periodic adult-theme and family friendly parties, inluding Christmas boat and Golf cart parades.

Details

Property type

Single Family Residence

Est. home value

$931,380

Lot size

6,380 sq ft

Price per sq ft

$361

Year built

2004

Annual property taxes

$11,893.91

Monthly HOA fee

$13

Price History

03/14/2025
StellarMLS

StellarMLS #A4641906

Listed
$999,000
+70.77%
10/28/2020
StellarMLS

StellarMLS #T3258703

Sold
$585,000
+10.4%
08/21/2017
StellarMLS

StellarMLS #T2888758

Sold
$529,900
+63.05%

Schools & Community

Elementary school: 

Apollo Beach-HB

Middle school: 

Eisenhower-HB

High school: 

Lennard-HB

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Seacoast National Bank

Loan start date

December 2021

Original loan amount

$510,400

Est. remaining balance

Not provided

Interest rate

2.55%

Loan type

Credit Line (Revolving), 15 year

Seller

Christopher Oleson and Svetlana Oleson

Lender

Pennymac Loan Services Llc

Loan start date

October 2020

Original loan amount

$510,400

Est. remaining balance

$460,801

Interest rate

2.86%

Loan type

New Conventional, 30 year

Seller

Christopher Oleson and Svetlana Oleson

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/14/2025 at 4:35 PM

Listing updated: 03/14/2025 at 11:51 AM

Listed by: Chris Oleson, PREFERRED SHORE LLC Phone #: (941) 999-1179

MLS: StellarMLS #A4641906

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