tomo logo

$950,000

Beds
4
Baths
3.0
sq ft
3,585

428 Pine Bluff Dr, Lutz, FL 33549

428 Pine Bluff Dr

LUTZ, FL 33549

  • 1 day on market
    • Open house Apr 05
Elegant Custom Home in a Gated Lutz Community-Nestled on a desirable 1.05-acre corner lot in a quiet, gated community, this stunning 4-bedroom, 3 bath home offers the perfect blend of luxury, comfort, and privacy. At 3500+ sq ft, you will enjoy an additional office and bonus room, plus a spacious 3-car garage, this home is designed to meet all your lifestyle needs. Step inside to find an inviting, open-concept layout with high-end finishes throughout. The gourmet kitchen boasts premium appliances, a large island, and ample cabinetry—perfect for both casual dining and entertaining. The expansive living areas are filled with natural light, creating a warm and welcoming atmosphere. The primary suite is a true retreat, featuring a spa-like en-suite bath and generous walk-in closets. Three additional bedrooms provide plenty of space, while the office and bonus room afford flexibility for work, play, or a home gym. Outside, your private oasis awaits! Enjoy Florida living at its finest with a sparkling pool and a spacious patio, ideal for relaxing or hosting gatherings. Located in a sought-after Lutz community, this home provides easy access to top-rated schools, shopping, dining, and major highways while maintaining a peaceful, secluded feel. Roof is 3.5 years old, 2 new AC units in June 2022, exterior of home painted in 2024, and the pool cage was rescreened 1/2025!

Details

Property type

Single Family Residence

Est. home value

$1,097,661

Lot size

1.18 acres

Price per sq ft

$265

Year built

2005

Annual property taxes

$14,535

Monthly HOA fee

$202.33

Price History

04/01/2025
StellarMLS

StellarMLS #TB8366803

Listed
$950,000
+49.61%
08/28/2020
StellarMLS

StellarMLS #T3227076

Sold
$635,000
+0.01%
06/01/2005
StellarMLS

StellarMLS #T2102637

Sold
$634,948

Schools & Community

Elementary school: 

Lutz-HB

Middle school: 

Unknown

High school: 

Freedom-HB

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$289,742
Asking price
$950,000
Closing costs (~8% of asking)
-$76,000
Est. remaining loan balance
-$584,258
Cash to seller
$289,742

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Quicken Loans Llc

Loan start date

August 2020

Original loan amount

$649,605

Est. remaining balance

$584,258

Interest rate

3.03%

Loan type

VA, 30 year

Seller

Justin Overbaugh and Rebecca Overbaugh

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 4:30 PM

Listing updated: 04/02/2025 at 1:43 PM

Listed by: Joe Lewkowicz, COLDWELL BANKER REALTY Phone #: (813) 289-1712

MLS: StellarMLS #TB8366803

StellarMLS logo

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