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$695,000

Beds
4
Baths
4.0
sq ft
3,070

4281 Saddlehorn Trl, Middleburg, FL 32068

4281 Saddlehorn Trl

Middleburg, FL 32068

  • 80 days on market
    • Price drop $20,000↓
Custom Pool home in Middleburg's premier estate neighborhood. This almost 2-acre estate home also features a 650 sqft mother-in-law with full bath, bed and kitchen, as well as laundry room, built in 2021. Updated kitchen, beautiful master and hall baths and flooring, it also boasts the full-length fireplace, ceiling beams, overlook loft and new windows. Walking out back, the home continues to impress with a beautiful in-ground pool, fantastic gazebo with pavers for top notch looking landscape. Man cave galore as well, in addition to the attached garage, you also have a 2-car 24X28 detached garage, 20X20 metal building and a 30X35 carport. The back yard is fully fenced with 8 ft. fence on the back and access to Live Oak Ln. Home is also serviced by a full house generator with a 300 gallon propane tank. Many other new upgrades as well including the roof, water heater and A/C system. Main house is a 3 bed, 3 bath home.

Details

Property type

Single Family Residence

Est. home value

$562,535

Property condition

Updated/Remodeled

Lot size

1.87 acres

Price per sq ft

$227

Year built

1983

Annual property taxes

$4,408.87

Price History

02/12/2025
RealMLS

RealMLS #2060026

Price change
$695,000
-2.8%
01/22/2025
RealMLS

RealMLS #2060026

Price change
$715,000
-2.91%
12/12/2024
RealMLS

RealMLS #2060026

Listed
$736,444
+128%

Schools & Community

Elementary school: 

Tynes

Middle school: 

Wilkinson

High school: 

Ridgeview

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$379,875
Asking price
$695,000
Closing costs (~8% of asking)
-$55,600
Est. remaining loan balance
-$259,525
Cash to seller
$379,875

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cogent Bank

Loan start date

September 2020

Original loan amount

$288,000

Est. remaining balance

$259,525

Interest rate

2.88%

Loan type

New Conventional, 30 year

Seller

Ronald S Reynolds and Debra J Reynolds

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/27/2025 at 2:00 AM

Listing updated: 02/25/2025 at 8:41 PM

Listed by: DON BOWMAN, COLDWELL BANKER VANGUARD REALTY Phone #: (904) 269-7117

MLS: RealMLS #2060026

RealMLS logo

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