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$665,000

Beds
3
Baths
2.5
sq ft
2,618

438 Warren Bayou Ln, Panama City Beach, FL 32407

438 Warren Bayou Ln

Panama City Beach, FL 32407

  • <1 day on market
Welcome to 438 Warren Bayou Lane, a stunning 3-bedroom, 2.5-bathroom home, located just minutes from the beautiful beaches of Panama City Beach. This charming home offers a perfect blend of comfort and convenience, featuring a spacious open floor plan, ideal for both relaxing and entertaining.Step inside to discover an open-concept floor plan with ample living space, perfect for both everyday living and entertaining. The well-designed kitchen features modern appliances, plenty of counter space, a walk-in pantry and abundant cabinetry for all your storage needs. The spacious and welcoming living and dining areas provide the ideal space for family gatherings or relaxing after a day at the beach.The master suite is a peaceful retreat with a generous master bathroom and a walk-in closet, with the master bathroom featuring a double sink vanity, walk in shower, and a large Garden Tub. The two bedrooms offer plenty of space for family and Guests, with an additional room that could be used as an office or easily converted to a 4th bedroom.Enjoy outdoor living with a private backyard backed up to a designated preserve. Perfect for grilling, gardening, or unwinding after a day at the beach. The property is also equipped with a reliable generator, with an extended transferrable Warranty ensuring peace of mind for any loss of power that may be caused by Florida's unpredictable weather.Located in the highly sought-after neighborhood of Breakfast Point, this home is just minutes away from shopping, dining, and entertainment, making it the perfect place to experience the best of coastal living. Don't miss the opportunity to make this beautiful property yours! Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$644,983

Lot size

7,841 sq ft

Price per sq ft

$255

Year built

2020

Annual property taxes

$4,868

Monthly HOA fee

$121.25

Price History

03/21/2025
CentralPanhandle

CentralPanhandle #770759

Listed
$665,000
+43.09%
03/06/2020
CentralPanhandle

CentralPanhandle #688255

Sold
$464,754

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$235,728
Asking price
$665,000
Closing costs (~8% of asking)
-$53,200
Est. remaining loan balance
-$376,072
Cash to seller
$235,728

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

The First A National Banking Assn

Loan start date

March 2020

Original loan amount

$418,200

Est. remaining balance

$376,072

Interest rate

3.65%

Loan type

New Conventional, 30 year

Seller

Susan Marie Ramey and Scott M Rameyy

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/22/2025 at 1:05 PM

Listing updated: 03/22/2025 at 10:50 AM

Listed by: Sidney Hebert, Keller Williams Success Realty Phone #: (850) 249-0313

MLS: CentralPanhandle #770759

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