tomo logo

$475,000

Beds
3
Baths
2.0
sq ft
2,192

4555 Debbie Ln, Lutz, FL 33559

4555 Debbie Ln

LUTZ, FL 33559

  • 4 days on market
Triple Threat Alert!! *INCREDIBLE LOCATION*, stunning *UPDATED POOL HOME* with *NO HOA or CDD*! Introducing 4555 Debbie Lane in the Tampa Downs Heights neighborhood with 2192 square feet of pristinely maintained living area offering 3 bedrooms + Office/Den + POOL with a private CONSERVATION HOMESITE!! Striking red tile roof and manicured landscaping exudes curb appeal! Step inside and notice the expansive living room area with large picture window and separate dining space which connects with the kitchen. Remodeled in 2018, the kitchen features upgraded cabinetry with crown molding, stainless steel appliances and quartz countertops with decorative backsplash. A picture window at the kitchen sink offers views to the pool and private backyard. It also opens to both the office/den and the great room making it the perfect space for spending time with loved ones or large gatherings. The great room has a ceiling fan and NEWER SLIDING GLASS DOOR that leads out to the 30’ WIDE COVERED PAVERED PATIO and POOL. The patio and pool are screened in making it the perfect space for unwinding after a long day! The primary bedroom suite has its own exit to the patio area and features a gorgeous OVERSIZED WALK IN SHOWER with frameless glass entry and stunning vanity with quartz countertops. Generous secondary bedrooms with large windows allow light to pour in! Secondary bathroom is updated as well with quartz countertops and frameless tub/shower enclosure. Let’s not forget about the office area with built in cabinetry for storage and its own entry to the patio as well! The oversized garage has a utility sink and its own separate laundry room fitted with ceiling fan and shelving for storage. Enjoys spending time in the fenced in backyard with private conservation backdrop! Handy storage shed fitted with electric is perfect for keeping lawn equipment, workshop or hobby area. WHOLE HOME RE-PIPED in 2022. NEW pool pump and pool filter. Beautiful WINDOWS and SLIDERS installed in 2019. Water Heater replaced in 2019. Location is MINUTES from I-75 and Tampa Premium Outlets featuring extensive shopping and dining options, hospitals and schools. Enjoy low cost home ownership with NO HOA and NO CDD! Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$400,134

Lot size

0.24 acres

Price per sq ft

$217

Year built

1974

Annual property taxes

$5,634.21

HOA

No

Price History

03/28/2025
StellarMLS

StellarMLS #TB8366891

Listed
$475,000
+113.96%
06/22/2018
StellarMLS

StellarMLS #T3108241

Sold
$222,000

Schools & Community

Elementary school: 

Veterans Elementary School

Middle school: 

Cypress Creek Middle School

High school: 

Cypress Creek High-PO

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$405,831
Asking price
$475,000
Closing costs (~8% of asking)
-$38,000
Est. remaining loan balance
-$31,169
Cash to seller
$405,831

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Iberiabank

Loan start date

June 2018

Original loan amount

$50,000

Est. remaining balance

$31,169

Interest rate

4.03%

Loan type

New Conventional, 15 year

Seller

Patricia A Whilhite

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/01/2025 at 2:10 PM

Listing updated: 03/29/2025 at 6:53 AM

Listed by: Pete Radeka, FLORIDA EXECUTIVE REALTY Phone #: (813) 972-3430

MLS: StellarMLS #TB8366891

StellarMLS logo

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