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$325,000

Beds
3
Baths
2.0
sq ft
1,825

4605 Perception Cir, Milton, FL 32570

4605 Perception Cir

Milton, FL 32570

  • 12 days on market
HOME SWEET HOME in desirable Whisper Creek. This beautiful all brick, charming home offers 3 Bedroom/2Bath/3 Car Garage and is situated on a .42- acre lot. Step inside onto the elegant foyer next to the large cozy Den. This room could be used for many other purposes. This home offers an open concept design with large Kitchen/Dining area and Great Room area, which is ideal for family gatherings. The Kitchen has rich wood cabinetry, large pantry, Island with storage, granite and black appliances. Split floor plan with two additional bedrooms and hall bath tucked in their own area. The Master Suite offers high ceilings and luxury Master Bath with a very large walk-in closet and granite. Beautiful wood-look Luxury Vinyl flooring throughout except for carpet in bedrooms and Den. Enjoy morning coffee or just relax after a hard day on the large screened porch. The spacious back yard, which is partially fenced will be enjoyed by the entire family. There is plenty of room for a pool at a later date. Whisper Creek is a very desirable neighborhood and is very convenient to dining, shopping, medical facilities, navy bases, great schools, Black Water River, white sandy beaches, etc. Call to schedule a viewing today.

Details

Property type

Single Family Residence

Est. home value

$334,493

Lot size

0.42 acres

Price per sq ft

$179

Year built

2019

Monthly HOA fee

$20.83

Price History

02/10/2025
Pensacola

Pensacola #658834

Listed
$325,000
+35.51%
01/09/2020
Pensacola

Pensacola #566025

Sold
$239,838

Schools & Community

Elementary school: 

Berryhill

Middle school: 

R. Hobbs

High school: 

Milton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$87,626
Asking price
$325,000
Closing costs (~8% of asking)
-$26,000
Est. remaining loan balance
-$211,374
Cash to seller
$87,626

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Shelter Mortgage Company Llc

Loan start date

January 2020

Original loan amount

$235,493

Est. remaining balance

$211,374

Interest rate

3.66%

Loan type

FHA, 30 year

Seller

Joshua Tyler Mcmillin and Julia Michelle Pellerin

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 9:20 PM

Listing updated: 02/16/2025 at 5:20 PM

Listed by: Carol Gaines, Coldwell Banker Realty Phone #: (850) 736-8050

MLS: Pensacola #658834

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