tomo logo

$1,099,000

Beds
5
Baths
3.5
sq ft
3,323

7478 Old Bay Pointe Rd, Milton, FL 32583

7478 Old Bay Pointe Rd

Milton, FL 32583

  • <1 day on market
This waterfront home on Blackwater Bay is exceptional because it's simply beautiful. You will find insurance under $5000 a year which is incredible for any home, let along waterfront living. No flood insurance required by lender. The home has endless upgrades like an elevator, geothermal system, all new flooring, fresh paint, plus a mother in law suite perfect for multi-generational living! Experience luxury waterfront living in this beautifully remodeled 5-bedroom, 3.5-bathroom home featuring high-end finishes and modern updates throughout. Step inside to discover 8' doors, all-new lighting, and custom blinds, complemented by a formal dining room perfect for entertaining. The gourmet kitchen boasts custom hickory cabinets, a Thermador hood, Z Line gas range, and a spacious Butler’s Pantry. The master suite is a private retreat with a fully remodeled bath, open shower, and a freestanding tub. A geothermal water heater efficiently serves the main floor. An elevator conveniently connects to the ground floor, which features three bedrooms, including a Jack-and-Jill suite and a private guest suite with a full kitchen and ice maker. Access to both garages (with epoxy floors) is located on this level. Outside, enjoy peace of mind with functional shutters, Kevlar hurricane protection, and a Circular Driveway. The rear Screened In Porch was recently upgraded with Fine Screen. An irrigation system keeps the landscaping pristine. For boating enthusiasts, the private 95' dock includes a 6,000 lb lift housed in a 30 x 10 Covered Slip, vinyl seawall, filet station, Peace of mind included since you're buying the neighboring lot as well! With a new roof and thoughtful upgrades throughout, this exceptional home is move-in ready. Insurance is currently under $5000. Don’t miss the opportunity to make this waterfront paradise yours! Schedule your private tour today!

Details

Property type

Single Family Residence

Est. home value

$989,350

Lot size

0.53 acres

Price per sq ft

$331

Year built

2000

Monthly HOA fee

$50

Price History

03/30/2025
Pensacola

Pensacola #661659

Listed
$1,099,000
03/28/2025
Pensacola

Pensacola #661521

Removed
$1,099,000
03/27/2025
Pensacola

Pensacola #661521

Listed
$1,099,000
+53.71%

Schools & Community

Elementary school: 

Bagdad

Middle school: 

Avalon

High school: 

Milton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$765,922
Asking price
$1,099,000
Closing costs (~8% of asking)
-$87,920
Est. remaining loan balance
-$245,158
Cash to seller
$765,922

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Truist Bank

Loan start date

April 2020

Original loan amount

$273,400

Est. remaining balance

$245,158

Interest rate

3.36%

Loan type

New Conventional, 30 year

Seller

Deborah L Kopriva and Thomas F Kopriva

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 10:30 AM

Listing updated: 03/30/2025 at 4:01 PM

Listed by: Christina Brunet Sabastia, Levin Rinke Realty Phone #: (850) 916-5050

MLS: Pensacola #661659

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