tomo logo

$669,900

Beds
4
Baths
3.0
sq ft
2,690

4614 River Overlook Dr, Valrico, FL 33596

4614 River Overlook Dr

VALRICO, FL 33596

  • 1 day on market
Congratulations! After what feels like a never-ending quest for the perfect home, your search is officially over–your DREAM home has finally hit the market! Tucked away in the serene [very back] corner of the charming Estates at River Crossing in South Valrico, this ¼-acre corner lot features a gorgeous 4-bed,3-bath. It sits directly across from vast acreage of protected conservation along the Alafia River, with private river access just for ERC residents. This home was designed with spaciousness in mind, offering a split & open floor plan-perfect for allowing you to comfortably hide from your guests OR enjoy some effortless family entertaining as you wish. Listing all of the UPGRADES in this home will make your head spin, so pop a Dramamine and buckle up! From the moment you walk through the upgraded French double doors you’ll notice the WOW in all the DETAILS-from the crown molding and custom trim accent walls to chic light fixtures and kitchen upgrades, it’s clear this home was built with style in mind. And speaking of the kitchen, it’s a chef’s dream even Gordon Ramsay would envy! The oversized kitchen island, topped with travertine stone, will become the heart of family gatherings. Brand-new 2023 appliances, a custom-built commercial-grade vent and hood (and more including: double ovens, brand new pot filler, ice maker & more), plus a pantry so large you may mistake it for a 5th bedroom, this kitchen is all about functionality and elegance. BONUS: ERC is one of the few neighborhoods with GAS, so get excited for your family’s master chef showdowns. The bedrooms are a dream too, featuring brand-new Castle Hill Birch laminate flooring and spacious closets with built-ins. Two bedrooms even have bay windows– the perfect spots for your morning coffee or afternoon reading. The two other bedrooms share a Jack and Jill bathroom with added storage, maximizing both privacy and practicality. The laundry room is also extended for bonus storage, and there’s even custom countertop space for all your folding needs. Let’s not forget the outdoor living spaces. The newly sealed paver patio overlooks your solar AND electric-heated oversized pool with a stunning water feature. Multiple entertaining areas, both inside and outside the screened enclosure, give you endless relaxing or entertaining spots. Step beyond the screen and you’ll find an extended paver patio leading to your BRAND NEW FULLY TURFED BACKYARD. Low maintenance? YES!!! The turf stays green year-round, making it a breeze to clean up after pets, small humans, or the occasional clumsy adult (yay for no more dirt being tracked inside)! As for the big-ticket items, they’ve all been taken care of: Roof (2022), AC 2021, Pool Pump & $7k Pool Heater (2023), ALL Windows replaced (2017, low E Argon), Epoxy Garage Floors (2024), New Fully Vinyl Fenced Yard (2024), and more. This home is move-in ready and designed for ease. The ERC offers a nature path to the Alafia River (you can drop your kayak at Alderman’s Ford/Lithia Springs Parks and enjoy the day drifting down the river right to your own neighborhood)! You’re just minutes from Bloomingdale Golf Course, Nature's Way Park (Pickleball, anyone?),top-notch schools, YMCA, shops, restaurants, and breweries. Oh, and the HOA is only $20/month—with NO CDD fees. But here’s the kicker: Homes like these FLY off the market. Make your appointment now before someone else snatches up YOUR dream home!

Details

Property type

Single Family Residence

Est. home value

$598,440

Lot size

0.26 acres

Price per sq ft

$250

Year built

2000

Annual property taxes

$9,138

Monthly HOA fee

$20.83

Price History

03/05/2025
StellarMLS

StellarMLS #TB8354357

Listed
$669,900
+3.06%
05/01/2023
StellarMLS

StellarMLS #T3436376

Sold
$650,000
+85.71%
07/12/2005
StellarMLS

StellarMLS #T2100698

Sold
$350,000

Schools & Community

Elementary school: 

Cimino-HB

Middle school: 

Burns-HB

High school: 

Bloomingdale-HB

Community features: 

Sidewalks

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$122,728
Asking price
$669,900
Closing costs (~8% of asking)
-$53,592
Est. remaining loan balance
-$493,580
Cash to seller
$122,728

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Gershman Investment Corp

Loan start date

May 2023

Original loan amount

$504,000

Est. remaining balance

$493,580

Interest rate

6.6%

Loan type

New Conventional, 30 year

Seller

Sean Dale Ramage and Cathy Croll Ramage

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/06/2025 at 4:25 PM

Listing updated: 03/05/2025 at 3:04 PM

Listed by: Jennie Novitske, FLORIDA REALTY Phone #: (813) 681-1133

MLS: StellarMLS #TB8354357

StellarMLS logo

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