tomo logo

$1,645,000

Beds
4
Baths
3.5
sq ft
4,702

4654 Harbor View Terrace, Morganton, NC 28655

4654 Harbor View Terrace

Morganton, NC 28655

  • 105 days on market
The ultimate lakefront home. Great views of the lake from the open family, breakfast and kitchen areas with access to deck. Updated appliances and fixtures throughout the house. Formal dining with built in cabinetry. Main level primary suite as well as large laundry room. Upper level has 2 spacious bedrooms and a full bath. Additional unfinished bonus and/or storage areas with easy accessibility. Lower level has 4th bedroom, full bath, 2 large unfinished areas and family/rec room with fireplace. So much space for you and your family & friends. Fresh paint and updates throughout. Hardwood floors and tiled kitchen and baths. Oversized 3 car garage and plenty of driveway parking as well. Main level deck and lower level patio provides loads of outdoor living space. Short walk to the covered dock and lake. Float or swim in the peaceful waters of Lake James or hike/bike on the Fonta Flora Trail. And just 15 minutes to the charming town of Morganton for shops & restaurants.

Details

Property type

Single Family Residence

Est. home value

$1,763,162

Lot size

Unknown

Price per sq ft

$350

Year built

1997

HOA fee

$460

Price History

08/09/2024
CanopyMLS

CanopyMLS #4170378

Listed
$1,645,000

Schools & Community

Elementary school: 

Glen Alpine

Middle school: 

Table Rock

High school: 

Freedom

Community features: 

Clubhouse, Street Lights, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$1,158,325
Asking price
$1,645,000
Closing costs (~8% of asking)
-$131,600
Est. remaining loan balance
-$355,075
Cash to seller
$1,158,325

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pnc Bank Na

Loan start date

March 2022

Original loan amount

$375,000

Est. remaining balance

$355,075

Interest rate

3.45%

Loan type

New Conventional, 30 year

Seller

Boris A Chertock

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
CanopyMLS
$1,600,000
3 bd
|
3.5 ba
|
3,829 sq ft
|
House

2302 East Point Road, Nebo, NC 28761

CanopyMLS
$1,495,000
3 bd
|
2.5 ba
|
2,677 sq ft
|
House

6521 Lake James Rd, Marion, NC 28752

Status: Active

Tomo last checked: 11/22/2024 at 6:45 PM

Listing updated: 08/21/2024 at 2:11 PM

Listed by: Polly Leadbetter, Engel & Volkers Foothills Lake James Phone #: (828) 584-9999

MLS: CanopyMLS #4170378

CanopyMLS logo

Recently listed in Morganton