tomo logo

$479,900

Beds
4
Baths
2.5
sq ft
2,410

48 Ponderosa Ln, Palmyra, VA 22963

48 Ponderosa Ln

PALMYRA, VA 22963

  • 2 days on market
BEAUTIFUL CUSTOM built Colonial in Lake Monticello. Located in the Golf course area, this home is not your typical Colonial. The EXPANSIVE 2 story foyer is your first taste of how beautiful this home is. The main level offers hardwood flooring throughout, a studio/office with French doors for privacy, a sizable formal dining room and spacious family room with stone fireplace and guest powder room. Additionally, there is a HUGE gourmet kitchen unlike any you will find in a similar home with tons of cabinetry, center island, loads of granite counter space and pantry. The second floor offers a gracious primary bedroom with large walk in closet and en-suite with dual vanities, 4? shower and soaking tub. There are 3 more sizable bedrooms with a full bath. Bonuses include the oversized front porch, screened in porch off the family room, great deck off the porch and the play set tastefully set in the fenced in shady back yard. And let?s not forget the large storage shed great for all those toys and yard equipment. All of this conveniently located near the golf course, beach 3 and Fairway Clubhouse. This home won?t last! Interior photos coming soon.,Granite Counter,Wood Cabinets,Fireplace in Family Room

Details

Property type

Single Family Residence

Est. home value

$416,911

Lot size

0.37 acres

Price per sq ft

$200

Year built

2004

Annual property taxes

$2,800

Monthly HOA fee

$108.33

Price History

01/06/2025
Bright

Bright #659852

Listed
$479,900
+80.41%
05/10/2017
CharlottesvilleVA

CharlottesvilleVA #559565

Sold
$266,000
-1.44%
05/15/2014
CharlottesvilleVA

CharlottesvilleVA #513812

Sold
$269,900

Schools & Community

Elementary school: 

CENTRAL

Middle school: 

FLUVANNA

High school: 

FLUVANNA

School district: 

FLUVANNA COUNTY PUBLIC SCHOOLS

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Citimortgage Inc

Loan start date

July 2010

Original loan amount

$205,600

Est. remaining balance

Not provided

Interest rate

4.12%

Loan type

Adjustable Rate Mortgage, 30 year

Seller

Steven F Szarmach and Helene S Szarmach

Lender

Suntrust Bank

Loan start date

January 2006

Original loan amount

$50,000

Est. remaining balance

Not provided

Interest rate

5.76%

Loan type

Credit Line (Revolving), 20 year

Seller

Steven F Szarmach and Helene S Szarmach

Lender

C & F Mortgage Corp

Loan start date

January 2005

Original loan amount

$200,944

Est. remaining balance

Not provided

Interest rate

5.25%

Loan type

Adjustable Rate Mortgage, 30 year

Seller

Steve F Szarmach and Helene S Szarmach

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/07/2025 at 10:15 PM

Listing updated: 01/07/2025 at 4:07 PM

Listed by: IRIS HELFRICH, MONTICELLO COUNTRY REAL ESTATE, INC. Phone #: (434) 589-3539

MLS: Bright #659852

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