tomo logo

$390,000

Beds
4
Baths
2.5
sq ft
2,112

4886 St James Ln, Winter Haven, FL 33881

4886 St James Ln

WINTER HAVEN, FL 33881

  • 1 day on market
Welcome to this stunning 4-bedroom, 2.5-bathroom two-story home! From the moment you step inside, you’ll be captivated by the beautiful custom tile flooring, featuring a striking herringbone design in the kitchen and living area. The open-concept layout is perfect for entertaining, with granite countertops in the kitchen and all bathrooms, and a handcrafted faux fireplace adding character and warmth to the living space.Upstairs, all four bedrooms offer walk-in closets, while the nicely finished laundry room adds convenience. Each bathroom is equipped with a bidet, with the downstairs model imported from Japan, featuring a heated seat and warm water for added luxury.This smart home is designed for efficiency and comfort, featuring solar panels to keep energy costs low, WiFi-enabled dimmable smart lighting compatible with Alexa, and a Ring Smart Alarm system with smoke detectors, motion sensors, and perimeter cameras. A generator hookup ensures you’re prepared for any power outages.Step outside to enjoy the spacious backyard, complete with a fire pit area, a storage shed, and fruit trees (mango, lime, and kumquat). The 6ft privacy fence allows for security and even accommodates boat storage—a rare find in an HOA community!Additional highlights include:? Brand-new OEM evaporator coil in the central AC with warranty? Custom molding throughout for a refined look? Handcrafted walk-in food pantry? Low-E energy-efficient windows to reduce heat and improve insulationWith low HOA fees and incredible custom features, this home won’t last long. Call today to schedule a private showing!

Details

Property type

Single Family Residence

Est. home value

$324,906

Lot size

7,405 sq ft

Price per sq ft

$185

Year built

2017

Annual property taxes

$2,716.48

Monthly HOA fee

$35

Price History

04/05/2025
StellarMLS

StellarMLS #L4951979

Listed
$390,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Department Of Housing & Urban Dev

Loan start date

March 2020

Original loan amount

$61,031

Est. remaining balance

$54,771

Interest rate

3.65%

Loan type

FHA, 30 year

Seller

Cody M Brown and Kukkanang Sukhum

Lender

Fbc Mortgage Llc

Loan start date

September 2017

Original loan amount

$206,542

Est. remaining balance

$174,931

Interest rate

3.9%

Loan type

FHA, 30 year

Seller

Cody Mitchell Brown and Kukkanang Sukhum

Lender

Florida Housing Finance Corp

Loan start date

September 2017

Original loan amount

$150,000

Est. remaining balance

Not provided

Interest rate

3.9%

Loan type

2nd Mortgage made to cover Down Payment

Seller

Cody Mitchell Brown and Kukkanang Sukhum

Lender

Fbc Mortgage Llc

Loan start date

September 2017

Original loan amount

$206,542

Est. remaining balance

$174,931

Interest rate

3.9%

Loan type

FHA, 30 year

Seller

Cody Mitchell Brown and Kukkanang Sukhum

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/07/2025 at 12:15 AM

Listing updated: 04/06/2025 at 2:56 PM

Listed by: Danielle Waters, WATERS REAL ESTATE GROUP Phone #: (941) 417-9599

MLS: StellarMLS #L4951979

StellarMLS logo

Recently listed in WINTER HAVEN