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$489,000

Beds
3
Baths
2.5
sq ft
1,944

491 Garden St, Lake Helen, FL 32744

491 Garden St

Lake Helen, FL 32744

  • 74 days on market
Enjoy SMALL TOWN LIVING near world-class venues! Residents of Lake Helen, known as ''The Gem of Florida'', enjoy top-notch events at the Equestrian Center, a weekly Saturday ''Market in the Park'', a kids-friendly fishing tournament, year-round festivals and parades, and numerous Christmas events. This lovely 2-story farmhouse inspired home sits on a spacious wooded lot in the quiet, tree-lined Woods of Lake Helen community. The home boasts three bedrooms and two and a half baths designed with functionality and style. Enjoy the seamless flow between the living, dining, and kitchen areas. The owner's suite offers a seating area and a walk-in closet. The upstairs laundry room makes chores a breeze! New roof (2023), updated HVAC (2020), hot water heater (2018). High and dry; with no storm damage! Room measurements are approximate and provided for informational purposes only. They have not been independently verified and are not guaranteed to be accurate.

Details

Property type

Single Family Residence

Est. home value

$442,848

Lot size

0.41 acres

Price per sq ft

$252

Year built

2005

Annual property taxes

$4,870

Monthly HOA fee

$81.92

Price History

12/20/2024
Daytona

Daytona #1207103

Listed
$489,000
+71.58%
12/31/2019
Daytona

Daytona #1063993

Sold
$285,000
+11.76%
03/15/2018
StellarMLS

StellarMLS #V4722492

Sold
$255,000
+10.87%

Schools & Community

Elementary school: 

Volusia Pines

Middle school: 

DeLand

High school: 

DeLand

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$219,765
Asking price
$489,000
Closing costs (~8% of asking)
-$39,120
Est. remaining loan balance
-$230,115
Cash to seller
$219,765

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Auto Club Trust

Loan start date

December 2019

Original loan amount

$256,500

Est. remaining balance

$230,115

Interest rate

3.75%

Loan type

New Conventional, 30 year

Seller

Lance M Spears and Patricia P Spears

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/03/2025 at 11:50 PM

Listing updated: 02/24/2025 at 7:49 AM

Listed by: Joseph Santin, Realty Pros Assured

MLS: Daytona #1207103

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