tomo logo

$489,000

Beds
3
Baths
2.5
sq ft
1,944

491 Garden St, Lake Helen, FL 32744

491 Garden St

Lake Helen, FL 32744

  • 5 days on market
    • Open house Dec 29
Welcome to Lake Helen, ''The Gem of Florida''. This lovely 2-story farmhouse-style home is nestled in the highly sought-after Woods of Lake Helen neighborhood. The spacious corner lot offers vast wooded views and quiet comfort; a perfect retreat. Approaching the home, you are greeted by an inviting front porch, perfect for enjoying your morning coffee and relaxing in a rocking chair. Inside, the home boasts three bedrooms, and two and a half baths, all designed with functionality and style. The first floor features an open-concept layout with a seamless flow between the living, dining, and kitchen areas; perfect for family gatherings and entertaining guests. The owner's suite offers a sitting area and walk-in closet. The upstairs laundry room makes chores a breeze. New roof (2023), updated HVAC (2020), hot water heater (2018). High and dry; with no damage during recent storms!

Details

Property type

Single Family Residence

Est. home value

$442,848

Lot size

0.41 acres

Price per sq ft

$252

Year built

2005

Annual property taxes

$4,870

Monthly HOA fee

$81.92

Price History

12/20/2024
Daytona

Daytona #1207103

Listed
$489,000
+71.58%
12/31/2019
Daytona

Daytona #1063993

Sold
$285,000
+11.76%
03/15/2018
StellarMLS

StellarMLS #V4722492

Sold
$255,000
+10.87%

Schools & Community

Elementary school: 

Volusia Pines

Middle school: 

DeLand

High school: 

DeLand

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$218,367
Asking price
$489,000
Closing costs (~8% of asking)
-$39,120
Est. remaining loan balance
-$231,513
Cash to seller
$218,367

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Auto Club Trust

Loan start date

December 2019

Original loan amount

$256,500

Est. remaining balance

$231,513

Interest rate

3.75%

Loan type

New Conventional, 30 year

Seller

Lance M Spears and Patricia P Spears

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 12/24/2024 at 9:20 PM

Listing updated: 12/23/2024 at 10:00 AM

Listed by: Joseph Santin, Realty Pros Assured

MLS: Daytona #1207103

Daytona logo

Recently listed in Lake Helen

$489,000|3 bd|2.5 ba|House
$550,000|2 bd|1.5 ba|House
$1,375,000|5 bd|5.0 ba|House
$235,000|2 bd|2.0 ba|House
$344,900|3 bd|2.5 ba|House
$666,666|3 bd|1.0 ba|House
$699,900|3 bd|2.5 ba|House
$470,000|3 bd|2.0 ba|House
$259,900|4 bd|1.5 ba|House

Explore top cities in Florida