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$845,000

Beds
4
Baths
4.0
sq ft
2,524

491 Stone Ridge Dr, Ponte Vedra, FL 32081

491 Stone Ridge Dr

Ponte Vedra, FL 32081

  • 18 days on market
Welcome to your dream home in Twenty Mile of Nocatee, FL! This stunning two-story residence boasts 4 spacious bedrooms and 4 full bathrooms, offering ample space for family and guests. Home finishes include elegant wood flooring throughout the first floor, adding a touch of warmth and sophistication to your living spaces, crown molding and coffered ceiling in the spacious living room and tray ceilings in the formal dining room and primary suite. The primary suite offers both shower and separate soaking tub. Shutters and Roman shades complete the warm feeling of this home. The chef's kitchen features a gas cooktop with externally vented hood, island, stainless steel appliances and spacious pantry. On the second floor you will find an additional bedroom and bathroom, a private retreat for guests or an ideal home office setup. The scenic backyard with screened lanai has a view of the serene preserve, perfect for unwinding and enjoying nature's beauty. The deep yard has

Details

Property type

Single Family Residence

Est. home value

$808,038

Lot size

Unknown

Price per sq ft

$335

Year built

2017

Monthly HOA fee

$37.5

Price History

03/17/2025
RealMLS

RealMLS #2072933

Listed
$845,000
02/28/2025
RealMLS

RealMLS #2072917

Removed
$845,000
02/28/2025
RealMLS

RealMLS #2072917

Listed
$845,000
+105.42%

Schools & Community

Elementary school: 

Palm Valley Academy

Middle school: 

Palm Valley Academy

High school: 

Allen D. Nease

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$562,261
Asking price
$845,000
Closing costs (~8% of asking)
-$67,600
Est. remaining loan balance
-$215,139
Cash to seller
$562,261

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Fidelity Bank

Loan start date

October 2017

Original loan amount

$300,000

Est. remaining balance

$215,139

Interest rate

3.78%

Loan type

New Conventional, 20 year

Seller

Michael T Smiley and Julia C Smiley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/17/2025 at 1:10 PM

Listing updated: 03/17/2025 at 7:06 AM

Listed by: NANCY CRIBB, WATSON REALTY CORP Phone #: (904) 473-9000

MLS: RealMLS #2072933

RealMLS logo

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